4180 Ponds Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 4180 Ponds Dr, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2022)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-71-44`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-71-44`
Alternative APNs	`23-35-23-JM-00071.0-0044.00` `2309684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,359 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	164 sqft
Deck Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2309684
Street Address	4180 PONDS DR
City	COCOA
State	FL
Zip	32927-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 44 BLK 71
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	71
Legal Lot Number	44
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2019
Census Tract	62108

Owner

4180 Ponds Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4180 PONDS DR, COCOA, FL 32927-8645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Deed Document Number	2022263227
Deed Book / Page	9650 / 1997
Prior Transfer Date	May 13, 1998
Prior Transfer Doc	3842003473
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 3, 2022
Property Address	4180 PONDS DR, COCOA, FL 32927-8645
Document Number	0096501997
Book / Page	9650 / 1997
Map Reference	MB 22 PG 25-35
Instrument Date	Oct 31, 2022
Instrument	2022263227
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	TITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 HARRISON ST APT 111, 1800, TITUSVILLE, FL 32780-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4180 PONDS DR, COCOA, FL 32927-8645

Mortgage

Document Number	0096501999
Date	Nov 3, 2022
Instrument	9650/1999

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4180 Ponds Dr was $3,458 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,190 (+1.59%)	$268,190 (+1.59%)
2025	$3,458.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,980 Land $55,000 Building $208,980	$263,980 Land $55,000 Building $208,980
2023	$3,325.00 (+515.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$258,470 (+211.94%) Land $52,000 Building $206,470	$258,470 (+13.79%) Land $52,000 Building $206,470
2022	$540.00 Homeowner's exemption Widower's exemption	$82,860	$227,140 Land $46,000 Building $181,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4180 Ponds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4180 Ponds Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20