4170 Ponds Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 4170 Ponds Dr, Cocoa, FL 32927

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,621 sqft · built 1998
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$234,000 (Oct 2019)
Tax Bill$2,523 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-35-23-JM-71-45

Property Details

APN / Parcel Number

Primary APN23-35-23-JM-71-45
Alternative APNs
  • 23-35-23-JM-00071.0-0045.00
  • 2309685

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,621 sqft Living Area
Gross Area2,023 sqft
1st Floor Area1,621 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area380 sqft
PorchFinished/Open Porch
Porch Area22 sqft
Patio Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2309685
Street Address4170 PONDS DR
CityCOCOA
StateFL
Zip32927-8645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionPORT ST JOHN UNIT 3 LOT 45 BLK 71
Legal Range35E
Legal Township23S
Legal Section23
Legal SubdivisionPORT ST JOHN UNIT 3
Legal Block71
Legal Lot Number45
Legal Unit3
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2019
Census Tract62108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4170 PONDS DR, COCOA, FL 32927-8645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC
Oct 18, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleFeb 2, 2016 · Amount on Record
Deed Document Number2019228573
Deed Book / Page8566 / 2783
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4170 PONDS DR, COCOA, FL 32927-8645
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4170 PONDS DR, COCOA, FL 32927-8645

Mortgage

Document Number0089542919
DateDec 17, 2020
Book Page8954/2919
Instrument2020283436
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 18, 2019
Property Address4170 PONDS DR, COCOA, FL 32927-8645
Document Number0085662783
Book / Page008566 / 002783
Instrument DateOct 15, 2019
Instrument228573
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,638.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4170 PONDS DR COCOA FL 329278645, COCOA, FL 32927-8645

Mortgage

Document Number85662785
DateOct 18, 2019
Book Page008566/002785
Instrument228574
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,500 (+2.7%)$253,760 (-0.35%)
2025$2,523.00 (+10.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$183,550 (+5.98%)$254,650 (+2.88%) Land $55,000 Building $199,650
2023$2,289.00 (+6.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$173,190 (+3%)$247,520 (+6.51%) Land $52,000 Building $195,520
2022$2,140.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$168,150$232,390 Land $46,000 Building $186,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims5 (2005–2025)
Claims Outside the SFHA5 of 5
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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