Osceola County property record for 4180 Bull St, Saint Cloud, FL 34772 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,535 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2025) |
| Tax Bill | $7,572.00 (2025) |
| Primary APN | 132630011700011910 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,535 sqft Heated Area |
| Gross Area | 3,290 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4180 BULL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 191 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | OLD HICKORY PHSES 1 & 2 |
| Legal Phase | 1 |
| Legal Tract | 117 |
| Legal Lot Number | 191 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 132630011700011910
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 12, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage BRIDGEWAY LENDING PARTNERS LLC |
| Nov 30, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2021 · Amount on Record |
| Deed Doc Number | 2025094935 |
| Deed Book / Page | 6827 / 262 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0069270726 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 6927/726 |
| Instrument | 2026024887 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0064721089 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 6472/1089 |
| Instrument | 2023119659 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2025 |
| Property Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0068270262 |
| Book / Page | 6827 / 262 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 2025094935 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1901 NEWCOMB DR, WHITSETT, NC 27377-9133 |
| Name | Verified Name |
|---|---|
| Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0006827264 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 6827/264 |
| Name | BRIDGEWAY LENDING PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0060960519 |
| Book / Page | 6096 / 519 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2021184053 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,947.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 4180 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0006096523 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 6096/523 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,572.00 (+4.37%) Homeowner's exemption | $359,485 (+5.99%) | $415,400 (+7.23%) Land $78,000 Building $337,400 |
| 2023 | $7,255.00 (+3.29%) Homeowner's exemption | $339,179 (+3%) | $387,400 (+17.64%) Land $65,000 Building $322,400 |
| 2022 | $7,024.00 Homeowner's exemption | $329,300 Land $55,000 Building $274,300 | $329,300 Land $55,000 Building $274,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 252 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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