Osceola County property record for 4150 Bull St, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,165 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $421,300 (2022) |
| Tax Bill | $7,453.00 (2024) |
| Primary APN | 13-26-30-0117-0001-1890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,165 sqft Living Area |
| Gross Area | 3,807 sqft Gross Area |
| 1st Floor | 1,415 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Patio Area | 390 sqft Patio |
| Heating System | Central Heating |
|---|
| Street Address | 4150 BULL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 189 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | OLD HICKORY PHSES 1 & 2 |
| Legal Phase | 1 |
| Legal Lot Number | 189 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 13-26-30-0117-0001-1890
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 29, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 24, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 07, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2022 · Amount on Record |
| Deed Sale | Feb 07, 2022 · Amount on Record |
| Deed Doc Number | 202220463 |
| Deed Book / Page | 6145 / 313 |
| Last Transfer Date | Apr 17, 2023 |
| Transfer Doc | 0063930994 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Investor | Possibly a Property Investor |
| Document Number | 0068531472 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 6853/1472 |
| Instrument | 2025118109 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Investor | Possibly a Property Investor |
| Document Number | 0066571003 |
|---|---|
| Date | Aug 29, 2024 |
| Book Page | 6657/1003 |
| Instrument | 2024112062 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 19, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0063930994 |
| Book / Page | 6393 / 994 |
| Map Reference | MB 29 PG 13-24 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023048695 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 178 BALFOUR DR # 5, 5, WINTER PARK, FL 32792-3434 |
| Name | Verified Name |
|---|---|
| Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 07, 2022 |
| Property Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0061450313 |
| Book / Page | 6145 / 313 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022020463 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,949.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4150 BULL ST, SAINT CLOUD, FL 34772-9200 |
| Document Number | 0006145317 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 6145/317 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,642.00 (+2.54%) Homeowner's exemption | $363,374 (+5.99%) | $466,800 (+6.79%) Land $78,000 Building $388,800 |
| 2024 | $7,453.00 (+1.86%) | ||
| 2023 | $7,317.00 (+157.64%) Homeowner's exemption | $342,849 (+523.36%) | $437,100 (+694.73%) Land $65,000 Building $372,100 |
| 2022 | $2,840.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 252 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures