Osceola County property record for 418 Wyoming Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft · built 1981 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (Mar 2024) |
| Tax Bill | $4,493 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0364-0050 |
| Primary APN | 01-26-30-0001-0364-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,880 sqft |
| 1st Floor Area | 1,192 sqft |
| Flooring | Wood |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 150 ft deep x 62.5 ft wide |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Vinyl Porch |
| Porch Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 418 WYOMING AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | GALION GARDENS PB 1 PG 140 BLK 364 LOT 5 & S 12.5 FT LOT 4 1/26/30 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 364 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 43500 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12129 CITRUSWOOD DR, ORLANDO, FL 32832-5756 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
| Nov 1, 2023 | Warranty Deed, Transfer ELEVATED TITLE LLC, ELEVATED TITLE GROUP LLC |
| Nov 1, 2023 | Re-recorded Document STEWART APPROVED TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 202437963 |
| Deed Book / Page | 6570 / 2045 |
| Prior Transfer Date | Jul 28, 2022 |
| Prior Transfer Doc | 0064982436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 418 WYOMING AVE, SAINT CLOUD, FL 34769-3078 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12129 CITRUSWOOD DR, ORLANDO, FL 32832-5756 |
| Document Number | 0065702047 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 6570/2047 |
| Instrument | 2024037964 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
|---|---|
| Address | 700 E GATE DR STE 400, MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 1, 2023 |
| Property Address | 418 WYOMING AVE, SAINT CLOUD, FL 34769-3078 |
| Document Number | 0064982434 |
| Book / Page | 6498 / 2434 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023144259 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | ELEVATED TITLE LLC, ELEVATED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 NE 430TH AVE, OLD TOWN, FL 32680 |
| Name | Verified Name |
|---|---|
| Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 1, 2023 |
| Property Address | 418 WYOMING AVE, SAINT CLOUD, FL 34769-3078 |
| Document Number | 0064982436 |
| Book / Page | 6498 / 2436 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | Jul 28, 2011 |
| Instrument | 2023111111 |
| Record Updated | Nov 17, 2023 |
| Title Company | STEWART APPROVED TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 418 WYOMING AVE, SAINT CLOUD, FL 34769-3078 |
| Name | Verified Name |
|---|---|
| Address | 418 WYOMING AVE, SAINT CLOUD, FL 34769-3078 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,493.00 (-13.13%) | $293,900 (+163.27%) Land $55,000 Building $238,900 | $293,900 (+28.96%) Land $55,000 Building $238,900 |
| 2024 | $5,172.00 (+345.48%) | ||
| 2023 | $1,161.00 (+5.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $111,635 (+3%) | $227,900 (+15.98%) Land $50,000 Building $177,900 |
| 2022 | $1,103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $108,384 | $196,500 Land $45,000 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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