Osceola County property record for 407 Wyoming Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1983 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2026) |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0363-0180 |
| Primary APN | 01-26-30-0001-0363-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 1,624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | L-Shape |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Unfinished Vinyl Porch |
| Porch Area | 234 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 407 WYOMING AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | GALION GARDENS PB 1 PG 140 BLK 363 LOT 18 & N 1/2 OF LOT 17 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 363 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 43500 |
407 Wyoming Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Osceola County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 WYOMING AVE, SAINT CLOUD, FL 34769-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 18, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Jun 18, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA |
| Mar 25, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Mar 25, 2026 · Amount on File |
| Deed Document Number | 202680555 |
| Deed Book / Page | 6990 / 1613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 407 WYOMING AVE, SAINT CLOUD, FL 34769-3077 |
| Document Number | 0069901613 |
| Book / Page | 6990 / 1613 |
| Instrument Date | May 29, 2026 |
| Instrument | 202680555 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WYOMING AVE, SAINT CLOUD, FL 34769-3077 |
| Document Number | 0000080556, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202680556 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 407 WYOMING AVE, SAINT CLOUD, FL 34769-3077 |
| Document Number | 0000080555 |
| Book / Page | 6990 / 1613 |
| Instrument Date | May 29, 2026 |
| Instrument | 202680555 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WYOMING AVE, SAINT CLOUD, FL 34769-3077 |
| Document Number | 0000080556, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202680556 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 407 WYOMING AVE, SAINT CLOUD, FL 34769-3077 |
| Document Number | 0069422781 |
| Book / Page | 6942 / 2781 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | Feb 16, 2026 |
| Instrument | 2026039170 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,314.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5354 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261 |
| Name | Verified Name |
|---|---|
| Address | 500 N STATE COLLEGE BLVD, ORANGE, CA 92868-1604 |
The 2025 property tax bill for 407 Wyoming Ave was $5,217, up 398.8% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,217.00 (+398.76%) | $291,300 Land $55,000 Building $236,300 | $291,300 Land $55,000 Building $236,300 |
| 2024 | $1,046.00 (+4.08%) | ||
| 2023 | $1,005.00 (+5.24%) Homeowner's exemption | $97,984 (+3%) | $257,200 (+16.12%) Land $50,000 Building $207,200 |
| 2022 | $955.00 Homeowner's exemption | $95,131 | $221,500 Land $45,000 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Wyoming Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Wyoming Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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