Gila County property record for 418 W Emerald Way, Payson, AZ 85541
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 1998 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $190,000 (Feb 2019) |
| Tax Bill | $1,591 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 304-22-004V |
| Primary APN | 304-22-004V |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 50,094 sqft (1.15 acres) |
| Deck Area | Deck Area |
| Patio Area | 564 sqft |
| Canopy | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R033343 |
|---|---|
| Street Address | 418 W EMERALD WAY |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2729 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SECTION: 22 TOWNSHIP: 10N RANGE: 10E SERIAL: CAVAZL2983996X/U YEAR: 0 MAKE: - CAVCO SIZE: 28 X 56 PARCEL C-2 OF ROS 481N1/2 NW1/4 NE1/4 SW1/4 SEC 22 T10N R10E = 1.15 ACA/A 1998 28X56 CAVCO MH VIN CAVAZL2983996X-U FEE 99-14493 |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 22 |
| Legal Subdivision | ROUND VALLEY |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 500 |
Source: Gila County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 418 W EMERALD WAY, PAYSON, AZ 85541-2729 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Prior Sale | Nov 3, 2008 · Amount on Record |
| Deed Document Number | 20192508 |
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 0000009152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 418 W EMERALD WAY, PAYSON, AZ 85541-2729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 418 W EMERALD WAY, PAYSON, AZ 85541-2729 |
| Document Number | 0000000582 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-000582 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Feb 28, 2019 |
| Property Address | 418 W EMERALD WAY, PAYSON, AZ 85541-2729 |
| Document Number | 0000002508 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 2508 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 W EMERALD WAY PAYSON AZ 855412729, PAYSON, AZ 85541-2729 |
| Document Number | 2509 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2509 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 418 W EMERALD WAY, PAYSON, AZ 85541-2729 |
| Document Number | 0000007302 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 418 W EMERALD WAY PAYSON AZ 855412729, PAYSON, AZ 85541-2729 |
| Document Number | 0000007302 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 7302 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 27, 2037 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,302 (-3.26%) Land $8,853 Building $6,449 | $153,028 (-3.26%) Land $88,534 Building $64,494 | |
| 2025 | $1,591.00 (+13.4%) | ||
| 2024 | $15,818 Land $9,693 Building $6,125 | $158,182 Land $96,932 Building $61,250 | |
| 2023 | $1,403.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 82% of Arizona |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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