Gila County property record for 376 W Emerald Way, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 4,920 sqft · built 2022 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Sep 2017) |
| Tax Bill | $3,633 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2022 Line of Credit + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 304-22-007G |
| Primary APN | 304-22-007G |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,920 sqft Living Area |
| Gross Area | 5,496 sqft |
| 1st Floor Area | 4,920 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Covered Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Account Number | R033395 |
|---|---|
| Street Address | 376 W EMERALD WAY |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 22 TOWNSHIP: 10N RANGE: 10E N1/2 W1/2 NE1/4 NE1/4 SW1/4 SEC 22 T10N R10E EXC NORTH 27.0 THEREOFNE1/4 NE1/4 SW1/4SEC 22 T10N R10E = 2.30 AC |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 22 |
| Legal Subdivision | ROUND VALLEY |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 500 |
Source: Gila County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit COPPER STATE CU |
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ACCOMMODATION/COURTESY RECORDI |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Sep 6, 2017 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2017 · Amount on Record |
| Deed Sale | Sep 6, 2017 · Amount on Record |
| Deed Document Number | 20178782 |
| Last Transfer Date | Apr 2, 2026 |
| Transfer Doc | 0000003661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 376W W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000016664 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-016664 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000000772 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-000772 |
| Name | COPPER STATE CU |
|---|---|
| Type | Credit Union |
| Address | MESA, AZ 85201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Apr 13, 2026 |
| Property Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000003661 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20263661 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECORDI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000003662, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20263662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000003433 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 376 W EMERALD WAY PAYSON AZ 855413553, PAYSON, AZ 85541-3553 |
| Document Number | 0000003433 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 3433 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000003288 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | PIONEER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 376 W EMERALD WAY PAYSON AZ 855413553, PAYSON, AZ 85541-3553 |
| Document Number | 0000003288 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 3288 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 6, 2017 |
| Property Address | 376 W EMERALD WAY, PAYSON, AZ 85541-3553 |
| Document Number | 0000008782 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 8782 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 376 W EMERALD WAY PAYSON AZ 855413553, PAYSON, AZ 85541-3553 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,349 (+26.27%) Land $13,079 Building $60,270 | $733,497 (+26.27%) Land $130,792 Building $602,705 | |
| 2025 | $3,633.00 (+13.42%) | ||
| 2024 | $58,090 Land $15,210 Building $42,880 | $580,905 Land $152,102 Building $428,803 | |
| 2023 | $3,203.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 82% of Arizona |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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