Durham County property record for 418 Spring Garden Dr, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,757 sqft · built 1994 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,000 (Sep 2019) |
| Tax Bill | $4,167 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727-16-9786 |
| Primary APN | 0727-16-9786 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,757 sqft Heated Area |
| 1st Floor Area | 1,349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 418 SPRING GARDEN DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-7536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | FAIRFIELD/SEC:B/PH:02/LT# B13 PL:000128-000064 |
| Legal Subdivision | FAIRFIELD |
| Legal Phase | 2 |
| Legal Lot Number | B13 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2020 |
418 Spring Garden Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 SPRING GARDEN DR, DURHAM, NC 27713-7536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on File |
| Deed Sale | Sep 26, 2019 · Amount on File |
| Prior Sale | Apr 19, 2012 · Amount on File |
| Deed Document Number | 201935101 |
| Deed Book / Page | 8760 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 418 SPRING GARDEN DR, DURHAM, NC 27713-7536 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092870114 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 9287/114 |
| Instrument | 2021016744 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 26, 2019 |
| Property Address | 418 SPRING GARDEN DR, DURHAM, NC 27713-7536 |
| Document Number | 0087600543 |
| Book / Page | 008760 / 000543 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 35101 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 418 SPRING GARDEN DR DURHAM NC 277137536, DURHAM, NC 27713-7536 |
| Document Number | 87600545 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 008760/000545 |
| Instrument | 35102 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 25, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 418 SPRING GARDEN DR, DURHAM, NC 27713-7536 |
| Document Number | 0086770383 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 418 SPRING GARDEN DR DURHAM NC 277137536, DURHAM, NC 27713-7536 |
| Document Number | 0086770383 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 008677/000383 |
| Instrument | 19629 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 418 Spring Garden Dr was $4,167, up 3.8% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,167.00 (+3.76%) | $586,998 (-) Land $177,375 Building $409,623 | $586,998 (-) Land $177,375 Building $409,623 |
| 2025 | $4,016.00 | $586,998 Land $177,375 Building $409,623 | $586,998 Land $177,375 Building $409,623 |
| 2023 | $3,498.00 (+2.73%) | $363,960 Land $70,950 Building $293,010 | $363,960 Land $70,950 Building $293,010 |
| 2022 | $3,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Spring Garden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Spring Garden Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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