Durham County property record for 409 Spring Garden Dr, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,992 sqft · built 1995 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,296 (May 2015) |
| Tax Bill | $4,410 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727-16-7849 |
| Primary APN | 0727-16-7849 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,992 sqft Heated Area |
| 1st Floor Area | 1,449 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 134 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 409 SPRING GARDEN DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | FAIRFIELD/SEC:B/PH:02/LT# B07 PL:000128-000064 |
| Legal Subdivision | FAIRFIELD |
| Legal Phase | 2 |
| Legal Lot Number | B07 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2020 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 17, 2025 | Intrafamily Transfer, Transfer |
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PRINCETON MORTGAGE CORP |
| Jan 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jan 25, 2024 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Aug 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on Record |
| Deed Sale | May 29, 2015 · Amount on Record |
| Deed Document Number | 201516578 |
| Deed Book / Page | 7712 / 758 |
| Last Transfer Date | Dec 17, 2025 |
| Transfer Doc | 0104460505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Dec 17, 2025 |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Document Number | 0104460505 |
| Book / Page | 10446 / 505 |
| Map Reference | MB 128 PG 64 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025157902 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Document Number | 0103920668 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 10392/668 |
| Instrument | 2025148861 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TRENTON, NJ 08628 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | OPR100430026 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | OPR 10043/26 |
| Instrument | 2024085279 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 25, 2024 |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Document Number | 0100430023 |
| Book / Page | 10043 / 23 |
| Map Reference | MB 128 PG 64 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024085278 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | 2020 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Document Number | 2024085279 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024085279 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097680881 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 9768/881 |
| Instrument | 2022034401 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESEARCH TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0090850842 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 9085/842 |
| Instrument | 2020041774 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 409 SPRING GARDEN DR, DURHAM, NC 27713-7537 |
| Document Number | 0082040214 |
| Book / Page | 008204 / 000214 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 409 SPRING GARDEN DR DURHAM NC 277137537, DURHAM, NC 27713-7537 |
| Document Number | 0082040214 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 008204/000214 |
| Instrument | 20070 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,410.00 (+3.76%) | $623,656 (-) Land $202,125 Building $421,531 | $623,656 (-) Land $202,125 Building $421,531 |
| 2025 | $4,250.00 (+14.28%) | $623,656 (+60.51%) Land $202,125 Building $421,531 | $623,656 (+60.51%) Land $202,125 Building $421,531 |
| 2023 | $3,719.00 (+2.73%) | $388,547 Land $80,850 Building $307,697 | $388,547 Land $80,850 Building $307,697 |
| 2022 | $3,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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