418 Shepherd Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 418 Shepherd Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 2016
Lot Size	0.243 acres (10,602 sqft)
Owner	Individual Name on File
Last Sale	$133,500 (Mar 2017)
Tax Bill	$3,456 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-139594`

Property Details

APN / Parcel Number

Primary APN	`07-139594`
Alternative APNs	`7139594` `139594`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,602 sqft (0.243 acres)
Porch	Slab
Porch Area	122 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	139594
Street Address	418 SHEPHERD AVE
City	CAMBRIDGE
State	MD
Zip	21613-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	L 113A-10,602 SQ FT 418 SHEPHERD AVENUE CAMBRIDGE
Legal Subdivision	STONE BOUNDARY DEV
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1030
Census Tract	970600

Owner

418 Shepherd Ave is owned and occupied by an individual who bought it in March 2017.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	418 SHEPHERD AVE, CAMBRIDGE, MD 21613-2849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	20171387-478
Deed Book / Page	1387 / 478
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	0012520109
Record Updated	Oct 29, 2026

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 6, 2017
Property Address	418 SHEPHERD AVE, CAMBRIDGE, MD 21613-2849
Document Number	0013870478
Book / Page	1387 / 478
Map Reference	LB RSB2 FO4
Instrument Date	Mar 6, 2017
Instrument	1387-478
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	VENTURE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0013870484
Date	Mar 6, 2017
Book Page	1387/484
Instrument	1387-484

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Mar 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 418 Shepherd Ave was $3,456 with a homeowner's exemption, up 61.1% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,456.00 (+61.12%) Homeowner's exemption	$199,300	$200,100 Land $21,800 Building $178,300
2025	$2,145.00 Homeowner's exemption
2023	$1,948.00 Homeowner's exemption	$167,233	$198,900 Land $21,800 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Shepherd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Shepherd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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