413 Shepherd Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 413 Shepherd Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1949
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2021)
Tax Bill	$2,794 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-104065`

Property Details

APN / Parcel Number

Primary APN	`07-104065`
Alternative APNs	`7104065` `104065`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,716 sqft Total Area
Attic	Attic
Attic Area	400 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.331 acres)
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	104065
Street Address	413 SHEPHERD AVE
City	CAMBRIDGE
State	MD
Zip	21613-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 14,400 SQ. FT. 413 SHEPHERD AVENUE CAMBRIDGE
Legal Subdivision	FRANCINE A HARRISON LANDS
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1027
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 SHEPHERD AVE, CAMBRIDGE, MD 21613-2848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Dec 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Book / Page	1633 / 271
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0015790183
Record Updated	Oct 29, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 11, 2021
Property Address	413 SHEPHERD AVE, CAMBRIDGE, MD 21613-2848
Document Number	0016330271
Book / Page	1633 / 271
Map Reference	CAB 58 FO 136
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 MAXESS RD, 135, MELVILLE, NY 11747-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	413 SHEPHERD AVE, CAMBRIDGE, MD 21613-2848

Mortgage

Document Number	0001633279
Date	Mar 11, 2021
Instrument	1633/279

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 14, 2017
Property Address	413 SHEPHERD AVE, CAMBRIDGE, MD 21613-2848
Document Number	0014370486
Book / Page	1437 / 486
Map Reference	CAB58 FO136
Instrument Date	Oct 27, 2017
Instrument	1437-486
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	COMMUNITY TITL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SHEPHERD AVE, CAMBRIDGE, MD 21613-2848

Mortgage

Document Number	1437493
Date	Dec 14, 2017
Instrument	1437-493

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,794.00 (+5.75%)	$149,533 (+6.28%)	$167,200 (+18.83%) Land $22,000 Building $145,200
2025	$2,642.00 (+20.58%)	$140,700 (+18.67%) Land $22,000 Building $118,700	$140,700 (-) Land $22,000 Building $118,700
2023	$2,191.00	$118,567	$140,700 Land $22,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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