418 Seward St, Lyons, CO 80540 Property Records

Boulder County property record for 418 Seward St, Lyons, CO 80540 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,112 sqft · built 1924
Lot Size	0.349 acres (15,187 sqft)
Owner	2 Individual Names on File
Last Sale	$1,066,500 (Oct 2025)
Tax Bill	$9,206 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1203-18-1-07-009`

Property Details

APN / Parcel Number

Primary APN	`1203-18-1-07-009`
Alternative APNs	`R0050180` `0050180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,198 sqft
Upper Floors Area	914 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2010
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Metal
Lot Area	15,187 sqft (0.349 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	159 sqft
Deck Area	387 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0050180
Street Address	418 SEWARD ST
City	LYONS
State	CO
Zip	80540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & W 35 FT LOT 5 BLK 4 NORTONVILLE
Legal Range	70
Legal Township	3N
Legal Section	18
Legal Subdivision	NORTONVILLE - LY
Legal Block	4
Legal Lot Number	4
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	3
Census Block	3002
Census Tract	13601

Owner

Source: Boulder County records · APN 1203-18-1-07-009

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 SEWARD ST, LYONS, CO 80540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 12, 2017	Deed of Trust, Mortgage · ARM BNY MELLON NA
Dec 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	20254106038
Prior Transfer Date	Jul 25, 2025
Prior Transfer Doc	0004096481
Record Updated	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 16, 2025
Property Address	418 SEWARD ST, LYONS, CO 80540
Document Number	0004106038
Instrument Date	Oct 14, 2025
Instrument	4106038
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$106.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 SEWARD ST, LYONS, CO 80540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	418 SEWARD ST, LYONS, CO 80540
Investor	Possibly a Property Investor

Mortgage

Document Number	0004106039
Date	Oct 16, 2025
Instrument	4106039

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	418 SEWARD ST, LYONS, CO 80540
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003568689
Date	Jan 12, 2017
Instrument	3568689

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 30, 2020
Property Address	418 SEWARD ST, LYONS, CO 80540
Document Number	0003846329
Instrument Date	Dec 01, 2020
Instrument	3846329
Transaction Type	Transfer
Record Updated	Feb 03, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SEWARD ST LYONS CO 80540, LYONS, CO 80540

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	418 SEWARD ST, LYONS, CO 80540
Document Number	0003784835
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SEWARD ST LYONS CO 80540, LYONS, CO 80540

Mortgage

Document Number	0003784835
Date	May 18, 2020
Instrument	3784835

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 26, 2018
Property Address	418 SEWARD ST, LYONS, CO 80540
Document Number	0003691550
Instrument Date	Dec 21, 2018
Instrument	3691550
Transaction Type	Transfer
Record Updated	Jan 09, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$95.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 SEWARD ST LYONS CO 80540, LYONS, CO 80540

Mortgage

Document Number	3691551
Date	Dec 26, 2018
Instrument	3691551

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2038

Tax Assessment & Valuation

Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lyons Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,617 (+8.8%) Land $6,501 Building $67,116	$1,082,600 (-) Land $95,600 Building $987,000
2025	$9,206.00 (+2.6%)	$67,663 (-10.33%) Land $5,975 Building $61,688	$1,082,600 (-8.35%) Land $95,600 Building $987,000
2024	$8,973.00 (+1.37%)	$75,455 (-4.66%) Land $1,869 Building $73,586	$1,181,200 (-) Land $82,900 Building $1,098,300
2023	$8,852.00 (+32.59%)	$79,140 (+46.14%) Land $5,554 Building $73,586	$1,181,200 (+51.59%) Land $82,900 Building $1,098,300
2022	$6,676.00	$54,154 Land $5,080 Building $49,074	$779,200 Land $73,100 Building $706,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boulder County (08013C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080130136013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force
Nearby Flood Claims	62 (1978–2013)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Dec 2013, other causes
Claims By Storm	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 47 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	About 1 in 264 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Z3N	Fiber	1,000 / 1,000	Yes
Z3N	Cable	1,000 / 100	Yes
Verizon	Fixed Wireless	300 / 20	Yes
Z3N	Fixed Wireless (unlicensed)	200 / 30	No
T-Mobile USA	Fixed Wireless	100 / 20	Yes
AT&T	Fixed Wireless	100 / 20	Yes

May also be available at this address: JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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