418 Seminole Pl, Loudon, TN 37774 Property Records

Loudon County property record for 418 Seminole Pl, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,004 sqft · built 2000
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Jul 2020)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053042C A 00900`

Property Details

APN / Parcel Number

Primary APN	`053042C A 00900`
Alternative APNs	`042C A 00900 000042C` `042C A 00900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,004 sqft Living Area
1st Floor Area	2,444 sqft
Basement Area	1,660 sqft
Finished Basement	1,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	272 sqft
Deck Area	240 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042C A 00900 000042C
Street Address	418 SEMINOLE PL
City	LOUDON
State	TN
Zip	37774-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYATEE COVES 9 4 1 046A I 046A 00400 000
Legal Subdivision	COYATEE COVES
Legal Block	9
Legal Lot Number	4 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	60503

Owner

418 Seminole Pl is owned and occupied by two individuals who bought it in July 2020.

Source: Loudon County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 SEMINOLE PL, LOUDON, TN 37774-2147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit ORNL FCU
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit ORNL FCU
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20006792
Deed Book / Page	D0424 / 164
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	418 SEMINOLE PL, LOUDON, TN 37774-2147
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1628/467
Date	Nov 30, 2022
Book Page	T1628/467
Instrument	22013509

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	418 SEMINOLE PL, LOUDON, TN 37774-2147
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1519/145
Date	Mar 25, 2021
Book Page	T1519/145
Instrument	21003787

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 16, 2020
Property Address	418 SEMINOLE PL, LOUDON, TN 37774-2147
Document Number	D0424/164
Book / Page	D0424 / 164
Map Reference	CAB C SL 40
Instrument Date	Jul 15, 2020
Instrument	20006792
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SEMINOLE PL, LOUDON, TN 37774-2147

Mortgage

Document Number	20006793
Date	Jul 16, 2020
Instrument	20006793

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 418 Seminole Pl was $1,996.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00	$112,900 (-) Land $13,750 Building $99,150
2024	$1,996.00	$112,900 (-) Land $13,750 Building $99,150
2023		$112,900 Land $13,750 Building $99,150
2021			$451,600 Land $55,000 Building $396,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Seminole Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Seminole Pl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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