409 Seminole Pl, Loudon, TN 37774 Property Records

Loudon County property record for 409 Seminole Pl, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,535 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Oct 2006)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042C-B-005.00`

Property Details

APN / Parcel Number

Primary APN	`042C-B-005.00`
Alternative APNs	`042C B 00500 000042C` `01042CB042C00500` `053042C B 00500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,535 sqft Living Area
Gross Area	4,538 sqft
1st Floor Area	3,212 sqft
Basement Area	582 sqft
Finished Basement	323 sqft
Unfinished Basement	259 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	270 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 SEMINOLE PL
City	LOUDON
State	TN
Zip	37774-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYATEE COVES BLK: 8 LOT: 5 01 046A H 046A 00500 000
Legal Subdivision	COYATEE COVES
Legal Block	8
Legal Lot Number	5
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	60503

Owner

409 Seminole Pl is owned and occupied by two individuals who acquired it in January 2021.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	409 SEMINOLE PL, LOUDON, TN 37774-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 27, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 24, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2006 · Amount on File
Deed Sale	Oct 27, 2006 · Amount on File
Prior Sale	Jan 6, 2005 · Amount on File
Deed Book / Page	313 / 562
Last Transfer Date	Jan 4, 2021
Transfer Doc	0D0437/838
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	409 SEMINOLE PL, LOUDON, TN 37774-2114
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SEMINOLE PL, LOUDON, TN 37774-2114

Mortgage

Document Number	0T1626/663
Date	Nov 15, 2022
Book Page	T1626/663
Instrument	22013058

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Jul 27, 2021
Property Address	409 SEMINOLE PL, LOUDON, TN 37774-2114
Document Number	D0437/842
Book / Page	D0437 / 842
Map Reference	CAB C SL 40
Instrument Date	Jan 4, 2021
Instrument	21009669
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	409 SEMINOLE PL, LOUDON, TN 37774-2114

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Jul 27, 2021
Property Address	409 SEMINOLE PL, LOUDON, TN 37774-2114
Document Number	D0437/838
Book / Page	D0437 / 838
Instrument Date	Jan 4, 2021
Instrument	21009667
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 SEMINOLE PL, LOUDON, TN 37774-2114

Mortgage

Document Number	21009668
Date	Jul 27, 2021
Instrument	21009668

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	234 Months
Due	Jan 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	409 SEMINOLE PL, LOUDON, TN 37774-2114
Document Number	0000001366
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SEMINOLE PL LOUDON TN 377742114, LOUDON, TN 37774-2114

Mortgage

Document Number	0000001366
Date	Feb 20, 2018
Book Page	001359/000140
Instrument	1366

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Seminole Pl was $2,167.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,167.00	$122,575 (-) Land $5,000 Building $117,575	$490,300 Land $20,000 Building $470,300
2024	$2,167.00	$122,575 (-) Land $5,000 Building $117,575
2023		$122,575 Land $5,000 Building $117,575
2021			$490,300 Land $20,000 Building $470,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Seminole Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Seminole Pl is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seminole Pl

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