Kane County property record for 418 S 10th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,104 sqft · built 1986 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $252,000 (Jul 2017) |
| Tax Bill | $8,012 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-491-008 |
| Primary APN | 09-27-491-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 418 S 10TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 & 8 IN BLK 11 OF MRS SARAH E PERKINS ADD |
| Legal Subdivision | MRS SARAH E PERKINS ADD |
| Legal Block | 11 |
| Legal Lot Number | 5,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 418 S 10TH AVE, SAINT CHARLES, IL 60174-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 27, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage DRAPER AND KRAMER MORTGAGE CORP |
| May 22, 2017 | Trustee's Deed, Construction Loan · Line of Credit MSK FOX VALLEY LLC |
| Apr 27, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 30, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 201739026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 418 S 10TH AVE, ST CHARLES, IL 60174-3108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000047181 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021K047181 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 418 S 10TH AVE, ST CHARLES, IL 60174-3108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000039638 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022K039638 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.32% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 27, 2017 |
| Property Address | 418 S 10TH AVE, ST CHARLES, IL 60174-3108 |
| Document Number | 0000039026 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017K039026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 SOUTH AVE RANDALL RDC286, 902, SAINT CHARLES, IL 60174-3153 |
| Name | Verified Name |
|---|---|
| Address | 418 S 10TH AVE, SAINT CHARLES, IL 60174-3108 |
| Document Number | 0000039027 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017K039027 |
| Name | DRAPER AND KRAMER MORTGAGE CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 22, 2017 |
| Property Address | 418 S 10TH AVE, ST CHARLES, IL 60174-3108 |
| Instrument Date | May 15, 2017 |
| Instrument | 25889 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 418 S 10TH AVE ST CHARLES IL 601743108, ST CHARLES, IL 60174-3108 |
| Document Number | 0000025889 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 25889 |
| Name | MSK FOX VALLEY LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 27, 2017 |
| Property Address | 418 S 10TH AVE, ST CHARLES, IL 60174-3108 |
| Document Number | 0000021136 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 21136 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $258.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 902 S RANDALL RD #C286 ST CHARLES IL 601741781, C286, ST CHARLES, IL 60174-1781 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 30, 2017 |
| Property Address | 418 S 10TH AVE, ST CHARLES, IL 60174-3108 |
| Document Number | 0000005334 |
| Instrument Date | Nov 28, 2016 |
| Instrument | 5334 |
| Transaction Type | Foreclosure |
| Record Updated | May 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,012.00 (+8.59%) | $114,248 (+8.53%) Land $39,679 Building $74,569 | $342,881 (+8.53%) Land $119,085 Building $223,797 |
| 2024 | $105,268 (+15.19%) Land $36,560 Building $68,708 | $315,930 (+15.24%) Land $109,724 Building $206,206 | |
| 2022 | $7,378.00 (+3.86%) | $91,384 (+4.91%) Land $32,926 Building $58,458 | $274,152 (+4.91%) Land $98,778 Building $175,374 |
| 2021 | $7,104.00 | $87,107 Land $31,385 Building $55,722 | $261,321 Land $94,155 Building $167,166 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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