Kane County property record for 318 S 10th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 934 sqft · built 1925 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2025) |
| Tax Bill | $5,305 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-489-005 |
| Primary APN | 09-27-489-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 934 sqft Living Area |
| 1st Floor Area | 934 sqft |
| Basement Area | 700 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 318 S 10TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SOUTH 1/2 OF LOTS 5 & 8 IN BLK 8 OF SARAH E PERKINS ADD |
| Legal Subdivision | SARAH E PERKINS ADD |
| Legal Block | 8 |
| Legal Lot Number | 5,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4923 SEELEY ST, OSWEGO, IL 60543-8026 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Nov 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Feb 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2021 · Amount on Record |
| Deed Document Number | 202517465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 9, 2021 |
| Property Address | 318 S 10TH AVE, ST CHARLES, IL 60174-3106 |
| Document Number | 0000084658 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021K084658 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 S 10TH AVE, 318, SAINT CHARLES, IL 60174-3106 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 40W186 JACK LONDON ST, SAINT CHARLES, IL 60175-7786 |
| Document Number | 0000084659 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021K084659 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 8, 2018 |
| Property Address | 318 S 10TH AVE, ST CHARLES, IL 60174-3106 |
| Document Number | 0000006369 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 2018K006369 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 318 S 10TH AVE, SAINT CHARLES, IL 60174-3106 |
| Document Number | 0000006370 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 2018K006370 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,305.00 (+11.43%) | $87,128 (+8.53%) Land $28,008 Building $59,120 | $261,489 (+8.53%) Land $84,058 Building $177,431 |
| 2024 | $80,280 (+18.33%) Land $25,807 Building $54,473 | $240,936 (+18.38%) Land $77,452 Building $163,484 | |
| 2022 | $4,761.00 (+5.12%) Homeowner's exemption | $67,842 (+10.24%) Land $23,242 Building $44,600 | $203,526 (+10.24%) Land $69,726 Building $133,800 |
| 2021 | $4,529.00 Homeowner's exemption | $61,541 Land $22,154 Building $39,387 | $184,623 Land $66,462 Building $118,161 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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