Yellowstone County property record for 418 Montecito Ave, Billings, MT 59105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,457 sqft · built 2025 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,767 (Mar 2026) |
| Tax Bill | $193 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A38012 |
| Primary APN | A38012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Gross Area | 2,249 sqft |
| 1st Floor Area | 1,457 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Split Level |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Area | 831 sqft |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 MONTECITO AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59105-3873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH SIERRA SUB 21ST FILING (24), S09, T01 N, R26 E, BLOCK 17, LOT 37 |
| Legal Subdivision | HIGH SIERRA SUB 21ST FILING (24) |
| Legal Block | 17 |
| Legal Lot Number | 37 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | NORTHWEST YELLOWSTONE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 1402 |
418 Montecito Ave is owned and occupied by two individuals who bought it in March 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2025 | Deed of Trust, Mortgage · Commercial Mortgage YELLOWSTONE BANK |
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CLEARWATER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Prior Sale | May 22, 2025 · Amount on File |
| Deed Document Number | 20264127624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 418 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0004104650 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 4104650 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 27, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 3, 2026 |
| Property Address | 418 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Document Number | 0004127624 |
| Map Reference | DOC 4051301 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 4127624 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 MORITECITO AVE, BILLINGS, MT 59105 |
| Document Number | 0004127625 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 4127625 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 418 Montecito Ave was $193.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Secondary School District | Billings High School District (09 - 12) |
| Elementary School District | Independent Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,900 Land $76,380 Building $360,520 | $436,900 Land $76,380 Building $360,520 | |
| 2025 | $193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Montecito Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Montecito Ave is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: CenturyLink.
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