403 Montecito Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 403 Montecito Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 2021
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,886 (May 2023)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A366860`

Property Details

APN / Parcel Number

Primary APN	`000A366860`
Alternative APNs	`03-1033-09-3-05-07-0000` `R845387` `A36686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
View / Lot	Neighborhood / Spot
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 MONTECITO AVE
City	BILLINGS
State	MT
Zip	59105-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SIERRA SUB 9TH FIL (19), S09, T01 N, R26 E, BLOCK 14, LOT 4
Legal Range	26E
Legal Township	01N
Legal Section	09
Legal Subdivision	HIGH SIERRA SUB 9TH FIL (19)
Legal Block	14
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4017
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 MONTECITO AVE, BILLINGS, MT 59105-3872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Dec 9, 2020	Warranty Deed, Transfer · Construction Mortgage HIGH SIERRA II INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	20234047946
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 26, 2023
Property Address	403 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0004047946
Map Reference	DOC 3863937
Instrument Date	May 25, 2023
Instrument	4047946
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 MONTECITO AVE, BILLINGS, MT 59105-3872

Mortgage

Document Number	0004047947
Date	May 26, 2023
Instrument	4047947

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 11, 2021
Property Address	403 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0003975871
Map Reference	DOC 3863937
Instrument Date	Jun 11, 2021
Instrument	3975871
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 MONTECITO AVE, BILLINGS, MT 59105-3872

Mortgage

Document Number	0003975872
Date	Jun 11, 2021
Instrument	3975872

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 9, 2020
Property Address	403 MONTECITO AVE, BILLINGS, MT 59105-3872
Document Number	0003950983
Instrument Date	Dec 7, 2020
Instrument	3950983
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20174 BILLINGS MT 591040174, BILLINGS, MT 59104-0174
Investor	Possibly a Property Investor

Mortgage

Document Number	3952008
Date	Dec 9, 2020
Instrument	3952008

Lender

Name	HIGH SIERRA II INC
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 8, 2021

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Independent Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,700 (+7.04%) Land $80,133 Building $298,567	$378,700 (+7.04%) Land $80,133 Building $298,567
2025	$2,324.00 (-22.4%)
2023	$2,995.00	$353,800	$353,800 Land $65,238 Building $288,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: Nemont.

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