418 Lourdes Dr, Laredo, TX 78045 Property Records

Webb County property record for 418 Lourdes Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,938 sqft · built 2013
Lot Size	0.141 acres (6,134 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Aug 2018)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`983-80005-380`

Property Details

APN / Parcel Number

Primary APN	`983-80005-380`
Alternative APN	`397773`

Interior

Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	822 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,134 sqft (0.141 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	1,432 sqft

Location & Zoning

Street Address	418 LOURDES DR
City	LAREDO
State	TX
Zip	78045-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	AQUERO, BLOCK 5, LOT 38, PHASE I
Legal Subdivision	AQUERO
Legal Phase	I
Legal Block	5
Legal Lot Number	38
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3026
Census Tract	1711

Owner

418 Lourdes Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 LOURDES DR, LAREDO, TX 78045-4205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Vendor's Lien, Transfer · Stand-Alone First Mortgage PATRICIO RAMOS
Mar 31, 2020	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST FUNDING LP
Aug 28, 2018	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	May 8, 2014 · Amount on File
Deed Document Number	20181338363
Deed Book / Page	4471 / 130
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	004471/130
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 24, 2025
Property Address	418 LOURDES DR, LAREDO, TX 78045-4205
Document Number	005875/485
Book / Page	5875 / 485
Map Reference	VOL 1909 PG 1
Instrument Date	Jul 21, 2025
Instrument	1563451
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 OCASO DR, LAREDO, TX 78045-4252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LOURDES DR, LAREDO, TX 78045-4205

Mortgage

Document Number	0001563452
Date	Jul 24, 2025
Instrument	1563452

Lender

Name	PATRICIO RAMOS
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	418 LOURDES DR, LAREDO, TX 78045-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4763/469
Date	Mar 31, 2020
Book Page	4763/469
Instrument	1388618

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 28, 2018
Property Address	418 LOURDES DR, LAREDO, TX 78045-4205
Document Number	004471/130
Book / Page	4471 / 130
Map Reference	VOL 28 PG 95
Instrument Date	Aug 24, 2018
Instrument	1338363
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LOURDES DR, LAREDO, TX 78045-4205

Mortgage

Document Number	0001338364
Date	Aug 28, 2018
Instrument	1338364

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 418 Lourdes Dr was $1,536 with a homeowner's exemption, up 9.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,114 (-0.13%) Land $70,296 Building $232,818	$303,114 (-0.66%) Land $70,296 Building $232,818
2025	$1,536.00 (+9.71%) Homeowner's exemption	$303,505	$305,130 Land $70,296 Building $234,834
2024	$1,400.00
2023		$261,788 Land $46,741 Building $215,047	$261,788 Land $46,741 Building $215,047
2022	$1,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Lourdes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Lourdes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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