409 Lourdes Dr, Laredo, TX 78045 Property Records

Webb County property record for 409 Lourdes Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,539 sqft · built 2011
Lot Size	0.14 acres (6,085 sqft)
Owner	Individual Name on Record
Last Sale	$166,200 (Oct 2019)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-80007-050`

Property Details

APN / Parcel Number

Primary APN	`983-80007-050`
Alternative APN	`397800`

Interior

Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,085 sqft (0.14 acres)
Pool Area	384 sqft
Porch	Open Porch
Porch Area	75 sqft

Location & Zoning

Street Address	409 LOURDES DR
City	LAREDO
State	TX
Zip	78045-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	AQUERO, BLOCK 7, LOT 5, PHASE I
Legal Subdivision	AQUERO
Legal Phase	I
Legal Block	7
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 LOURDES DR, LAREDO, TX 78045-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 22, 2019	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Aug 2, 2011 · Amount on Record
Deed Document Number	20191375077
Deed Book / Page	4682 / 543
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	004682/543
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	409 LOURDES DR, LAREDO, TX 78045-4205
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5103/196
Date	Sep 2, 2021
Book Page	5103/196
Instrument	1440847

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 22, 2019
Property Address	409 LOURDES DR, LAREDO, TX 78045-4205
Document Number	004682/543
Book / Page	4682 / 543
Map Reference	VOL 28 PG 95,95A&95B
Instrument Date	Oct 18, 2019
Instrument	1375077
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOUEDES DR, LAREDO, TX 78045-4205

Mortgage

Document Number	0001375078
Date	Oct 22, 2019
Instrument	1375078

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,390 (+0.14%) Land $69,734 Building $180,656	$250,390 (-0.68%) Land $69,734 Building $180,656
2025	$1,265.00 (+9.71%) Homeowner's exemption	$250,049 (+24.93%)	$252,114 (+25.96%) Land $69,734 Building $182,380
2024	$1,153.00 (-3.03%)
2023		$200,150 Land $46,368 Building $153,782	$200,150 Land $46,368 Building $153,782
2022	$1,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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