Richland County property record for 418 Lord Howe Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1976 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Jul 2023) |
| Tax Bill | $1,746 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03210-01-42 |
| Primary APN | 03210-01-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,458 sqft Heated Area |
| Gross Area | 1,606 sqft |
| 1st Floor Area | 675 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Porch | Patio |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Private |
| Account Number | 00025092 |
|---|---|
| Street Address | 418 LORD HOWE RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 20 BLOCK R-3 70.1X178.8X55.2X150.4 #SU FRIARSGATE #PR X-5911 51-3450 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 20 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 10305 |
418 Lord Howe Rd is owned by an individual who bought it in July 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PRIMELENDING |
| Aug 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING |
| Jul 18, 2023 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Dec 5, 2019 | Correction Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Sep 18, 2018 | Trustee's Deed, Transfer · Line of Credit MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Sep 18, 2018 · Amount on File |
| Deed Document Number | 202330392 |
| Deed Book / Page | 2851 / 2386 |
| Prior Transfer Date | May 19, 2014 |
| Prior Transfer Doc | 1948/0288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 418 LORD HOWE RD, IRMO, SC 29063-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028553854 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 2855/3854 |
| Instrument | 2023033440 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 3, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 418 LORD HOWE RD, IRMO, SC 29063-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028553834 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 2855/3834 |
| Instrument | 2023033439 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 18, 2023 |
| Property Address | 418 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 0028512386 |
| Book / Page | 2851 / 2386 |
| Map Reference | MB X PG 5911 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023030392 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 2023030393 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023030393 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0028512408 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 2851/2408 |
| Instrument | 2023030394 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 17, 2043 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 5, 2019 |
| Property Address | 418 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 2451/3463 |
| Book / Page | 002451 / 003463 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 91346 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 18, 2018 |
| Property Address | 418 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 2336/0550 |
| Book / Page | 002336 / 000550 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 67533 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $50,243.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 158 ANGEL GARDEN WAY COLUMBIA SC 292237788, COLUMBIA, SC 29223-7788 |
| Investor | Possibly a Property Investor |
| Document Number | 2336/3874 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 002336/003874 |
| Instrument | 68131 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 200 PARK AVE, NEW YORK, NY 10166-0005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 17, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 418 Lord Howe Rd was $1,746.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,746.00 | $198,000 (-) Land $25,000 Building $173,000 | $198,000 (-) Land $25,000 Building $173,000 |
| 2024 | $198,000 (+4,569.81%) Land $25,000 Building $173,000 | $198,000 (+86.79%) Land $25,000 Building $173,000 | |
| 2023 | $3,145.00 | $4,240 | $106,000 |
| 2021 | $3,035.00 | $6,360 | $106,000 Land $19,200 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 418 Lord Howe Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1989–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Lord Howe Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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