Richland County property record for 412 Lord Howe Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1979 |
| Lot Size | 0.267 acres (11,668 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,900 (Jun 2018) |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03210-01-41 |
| Primary APN | 03210-01-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,594 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,668 sqft (0.267 acres) |
| Porch | Slab |
| Porch Area | 250 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00025083 |
|---|---|
| Street Address | 412 LORD HOWE RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 21 BLK R-3 52.5X127.6X121.3X178.8 #SU FRIARSGATE #PR X-5911 50-9768 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 21 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 LORD HOWE RD, IRMO, SC 29063-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLSOUTH FCU |
| Jun 19, 2018 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 5, 2017 | Warranty Deed, Transfer VANTAGE PT TITLE INC |
| Apr 6, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Sep 5, 2017 · Amount on Record |
| Deed Document Number | 201841951 |
| Deed Book / Page | 2312 / 710 |
| Prior Transfer Date | Sep 26, 2002 |
| Prior Transfer Doc | 0709/3391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 412 LORD HOWE RD, IRMO, SC 29063-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026740775 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 2674/775 |
| Instrument | 2021067320 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 412 LORD HOWE RD, IRMO, SC 29063-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0029053625 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 2905/3625 |
| Instrument | 2024010142 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | 730 ELMWOOD AVE, COLUMBIA, SC 29201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Apr 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 19, 2018 |
| Property Address | 412 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 2312/0710 |
| Book / Page | 002312 / 000710 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 41951 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 LORD HOWE RD IRMO SC 290632003, IRMO, SC 29063-2003 |
| Document Number | 2312/0713 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 002312/000713 |
| Instrument | 41952 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 5, 2017 |
| Property Address | 412 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 2241/2023 |
| Book / Page | 002241 / 002023 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 65816 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2017 |
| Title Company | VANTAGE PT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $214.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 507 FOXSTONE DR CHAPIN SC 290367556, CHAPIN, SC 29036-7556 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 6, 2017 |
| Property Address | 412 LORD HOWE RD, IRMO, SC 29063-2003 |
| Document Number | 2200/1569 |
| Book / Page | 002200 / 001569 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 23888 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 (+20.69%) | $143,700 (-) | $182,200 (-) Land $25,000 Building $157,200 |
| 2024 | $143,700 (+2,776.3%) | $182,200 (+45.88%) Land $25,000 Building $157,200 | |
| 2023 | $1,131.00 (-1.99%) | $4,996 (-0.08%) | $124,900 (-) |
| 2021 | $1,154.00 | $5,000 | $124,900 Land $19,200 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1989–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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