418 Laurel Ct, Ione, CA 95640 Property Records

Amador County property record for 418 Laurel Ct, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Jan 2018)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-510-012-000`

Property Details

APN / Parcel Number

Primary APN	`005-510-012-000`
Alternative APN	`005-510-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	005-510-012
Street Address	418 LAUREL CT
City	IONE
State	CA
Zip	95640-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09S80 LOT 71 CASTLE OAKS VILLAGE 7
Legal Subdivision	CASTLE OAKS VILLAGE 7
Legal Lot Number	71
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	3
Census Block	3016
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 LAUREL CT, IONE, CA 95640-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit C A H P CU
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 9, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	2018117
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000001503
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	418 LAUREL CT, IONE, CA 95640-4523
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAUREL CT, IONE, CA 95640-4523

Mortgage

Document Number	0000000958
Date	Feb 24, 2026
Instrument	2026-0000958

Lender

Name	C A H P CU
Type	Credit Union
Address	85827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	418 LAUREL CT, IONE, CA 95640-4523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL CO OF NORYH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAUREL CT, IONE, CA 95640-4523

Mortgage

Document Number	0000012020
Date	Dec 22, 2020
Instrument	2020-0012020

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	418 LAUREL CT, IONE, CA 95640-4523
Document Number	0000006579
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAUREL CT IONE CA 956404523, IONE, CA 95640-4523

Mortgage

Document Number	0000006579
Date	Sep 9, 2019
Instrument	6579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jan 9, 2018
Property Address	418 LAUREL CT, IONE, CA 95640-4523
Document Number	0000000117
Instrument Date	Jan 5, 2018
Instrument	117
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$371.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAUREL CT IONE CA 956404523, IONE, CA 95640-4523

Mortgage

Document Number	118
Date	Jan 9, 2018
Instrument	118

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,156 (+2%) Land $116,056 Building $276,100
2025	$3,136.00 (-34.13%)	$384,468 (+4.04%) Land $113,781 Building $270,687
2024			$438,660
2023	$4,761.00 (+1.49%)	$369,540 Land $109,363 Building $260,177
2022	$4,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision Cable · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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