415 Laurel Ct, Ione, CA 95640 Property Records

Amador County property record for 415 Laurel Ct, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,877 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Jan 2024)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-510-005-000`

Property Details

APN / Parcel Number

Primary APN	`005-510-005-000`
Alternative APN	`005-510-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	005-510-005
Street Address	415 LAUREL CT
City	IONE
State	CA
Zip	95640-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09S80 LOT 64 CASTLE OAKS VILLAGE 7
Legal Subdivision	CASTLE OAKS VILLAGE 7
Legal Lot Number	64
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	3
Census Block	3016
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 LAUREL CT, IONE, CA 95640-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jan 11, 2024	Grant Deed, Transfer · FHA Mortgage THE LOAN STORE INC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 4, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	2024191
Prior Transfer Date	Jan 10, 2024
Prior Transfer Doc	0000000192
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Jan 11, 2024
Property Address	415 LAUREL CT, IONE, CA 95640-4523
Document Number	0000000192
Map Reference	MB 9 PG 80
Instrument Date	Jan 10, 2024
Instrument	2024-0000192
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAUREL CT, IONE, CA 95640-4523

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jan 11, 2024
Property Address	415 LAUREL CT, IONE, CA 95640-4523
Document Number	0000000191
Map Reference	MB 9 PG 80
Instrument Date	Dec 29, 2023
Instrument	2024-0000191
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAUREL CT, IONE, CA 95640-4523

Mortgage

Document Number	0000000193
Date	Jan 11, 2024
Instrument	2024-0000193

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	415 LAUREL CT, IONE, CA 95640-4523
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAUREL CT, IONE, CA 95640-4523

Mortgage

Document Number	0000003393
Date	Mar 19, 2021
Instrument	2021-0003393

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	415 LAUREL CT, IONE, CA 95640-4523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002051
Date	Mar 16, 2020
Instrument	2020-0002051

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jan 4, 2018
Property Address	415 LAUREL CT, IONE, CA 95640-4523
Document Number	0000000049
Map Reference	MAP164 PG80
Instrument Date	Dec 20, 2017
Instrument	2018-0000049
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAUREL CT, IONE, CA 95640-4523

Mortgage

Document Number	0000000050
Date	Jan 4, 2018
Instrument	2018-0000050

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,715 (+2%) Land $135,252 Building $372,463
2025	$5,983.00 (+23.21%) Homeowner's exemption	$497,760 (+28.97%) Land $132,600 Building $365,160
2024			$429,480
2023	$4,856.00 (+1.53%) Homeowner's exemption	$385,944 Land $109,363 Building $276,581
2022	$4,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision Cable · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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