Ocean County and Lacey Township property record for 418 Irons St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,576 sqft · built 1984 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,159 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00451-0000-00008 |
| Primary APN | 13-00451-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Dimensions | 100 ft deep x 102 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00039669 |
|---|---|
| Street Address | 418 IRONS ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 102 X 100 AVG 9 |
| Legal Subdivision | FORKED RIVER ESTATES CAPTAINS |
| Legal Block | 451 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 732101 |
418 Irons St is owned and occupied by an individual who acquired it in April 2021.
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Jan 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 12, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 4, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 |
| Deed Sale | Apr 12, 2021 |
| Prior Sale | Sep 4, 2020 · Amount on File |
| Deed Document Number | 202155020 |
| Deed Book / Page | 18414 / 1276 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 0184141276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 7, 2026 |
| Property Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 0000026910 |
| Book / Page | 20335 / 1269 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202626910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 0000026910, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 20335/1269 |
| Instrument | 202626910 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 0195800111 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 19580/111 |
| Instrument | 2024002438 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 12, 2021 |
| Property Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 0184141276 |
| Book / Page | 18414 / 1276 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021055020 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 2021055021 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021055021 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 4, 2020 |
| Property Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 0180401364 |
| Book / Page | 18040 / 1364 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020097961 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,425.03 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 SOMERSET ST, 348, STIRLING, NJ 07980-1337 |
| Name | Verified Name |
|---|---|
| Address | 418 IRONS ST, FORKED RIVER, NJ 08731-2816 |
| Document Number | 2020097962 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020097962 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 418 Irons St was $6,159, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,200 (-) Land $102,500 Building $122,700 | $225,200 (-) Land $102,500 Building $122,700 | |
| 2025 | $6,159.00 (+7.94%) | $225,200 Land $102,500 Building $122,700 | $225,200 Land $102,500 Building $122,700 |
| 2024 | $5,706.00 | ||
| 2023 | $225,200 Land $102,500 Building $122,700 | $225,200 Land $102,500 Building $122,700 | |
| 2022 | $5,096.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Irons St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 418 Irons St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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