416 Irons St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 416 Irons St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1977
Lot Size	0.218 acres (9,505 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2025)
Tax Bill	$6,523 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00451-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-00451-0000-00010`
Alternative APNs	`130045100010` `00039677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,505 sqft (0.218 acres)
Lot Dimensions	97 ft deep x 98 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00039677
Street Address	416 IRONS ST
City	FORKED RIVER
State	NJ
Zip	08731-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	98 X 97 AVG
Legal Subdivision	FORKED RIV ESTATES CAPTAINS CO
Legal Block	451
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2008
Census Tract	732101

Owner

416 Irons St is owned and occupied by two individuals who bought it in December 2025.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 IRONS ST, FORKED RIVER, NJ 08731-2816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Sep 15, 2005 · Amount on File
Deed Document Number	2025102681
Deed Book / Page	20236 / 1089
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	0158410504
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 23, 2025
Property Address	416 IRONS ST, FORKED RIVER, NJ 08731-2816
Document Number	0202361089
Book / Page	20236 / 1089
Instrument Date	Dec 19, 2025
Instrument	2025102681
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 WAVE DRIVE, FORKED RIVER, NJ 08731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 IRONS STREET, LACEY TOWNSHIP, NJ 08734

Mortgage

Document Number	2025102682
Date	Dec 23, 2025
Instrument	2025102682

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 416 Irons St was $6,523, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,500 (-) Land $100,000 Building $138,500	$238,500 (-) Land $100,000 Building $138,500
2025	$6,523.00 (+7.94%)	$238,500 Land $100,000 Building $138,500	$238,500 Land $100,000 Building $138,500
2024	$6,043.00
2023		$238,500 Land $100,000 Building $138,500	$238,500 Land $100,000 Building $138,500
2022	$5,397.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 416 Irons St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Irons St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250