Monroe County property record for 418 Hillcrest Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,448 sqft · built 1967 |
| Lot Size | 0.39 acres (17,141 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,735 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-302-007-000 |
| Primary APN | 08-30-302-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 2,448 sqft |
| Basement Area | 2,448 sqft |
| Unfinished Basement | 2,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 17,141 sqft (0.39 acres) |
| Garage Area | 816 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 4,382 sqft |
| Porch | Slab |
| Porch Area | 162 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 418 HILLCREST DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 18 & PART 17 HARDY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-30-302-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 418 HILLCREST DR, WATERLOO, IL 62298-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| May 10, 2021 | Intrafamily Transfer, Transfer |
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 06, 2021 |
| Transfer Doc | 0000417040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 418 HILLCREST DR, WATERLOO, IL 62298-1712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441195 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 441195 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 10, 2021 |
| Property Address | 418 HILLCREST DR, WATERLOO, IL 62298-1712 |
| Document Number | 0000417040 |
| Instrument Date | May 06, 2021 |
| Instrument | 417040 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 HILLCREST DR, WATERLOO, IL 62298-1712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 418 HILLCREST DR, WATERLOO, IL 62298-1712 |
| Document Number | 0000407100 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 HILLCREST DR WATERLOO IL 622981712, WATERLOO, IL 62298-1712 |
| Document Number | 0000407100 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 407100 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 05, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,690 (+33.17%) Land $17,600 Building $112,090 | $389,070 (+33.17%) Land $52,800 Building $336,270 | |
| 2024 | $6,735.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $97,390 Land $15,910 Building $81,480 | $292,170 Land $47,730 Building $244,440 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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