Monroe County property record for 411 Hillcrest Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,736 sqft · built 1984 |
| Lot Size | 0.44 acres (19,130 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,500 (Jan 2025) |
| Tax Bill | $5,090 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-301-014-000 |
| Primary APN | 08-30-301-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,130 sqft (0.44 acres) |
| Garage Area | 675 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,425 sqft |
| Porch | Slab |
| Porch Area | 45 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 411 HILLCREST DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 6 & PART LOTS 5 HARDY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3019 CEDAR RIDGE LN, WATERLOO, IL 62298-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Transfer on Death Deed, Transfer FIRST AMERICAN TITLE |
| Mar 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on Record |
| Deed Sale | Jan 9, 2025 · Amount on Record |
| Prior Sale | Mar 2, 2020 · Amount on Record |
| Deed Document Number | 2025436084 |
| Last Transfer Date | Jun 10, 2026 |
| Transfer Doc | 0000443072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 16, 2026 |
| Property Address | 411 HILLCREST DR, WATERLOO, IL 62298-1713 |
| Document Number | 0000443072 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026443072 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4266 RUSSELL BLVD, SAINT LOUIS, MO 63110-3511 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 2, 2020 |
| Property Address | 411 HILLCREST DR, WATERLOO, IL 62298-1713 |
| Document Number | 0000406466 |
| Map Reference | MB C PG 58 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 406466 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 HILLCREST DR, WATERLOO, IL 62298-1713 |
| Document Number | 0000406467 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 406467 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,090.00 (+4.03%) Homeowner's exemption | $93,350 (+25.35%) Land $17,970 Building $75,380 | $280,050 (+25.35%) Land $53,910 Building $226,140 |
| 2024 | $4,893.00 | ||
| 2022 | Additional exemption filed | $74,470 Land $16,140 Building $58,330 | $223,410 Land $48,420 Building $174,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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