418 Higby Rd, Middletown, CT 06457 Property Records

Middletown City property record for 418 Higby Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 1974
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Sep 2022)
Tax Bill	$10,096 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:08 L:0055`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:08 L:0055`
Alternative APN	`R03364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,841 sqft Living Area
Gross Area	3,986 sqft
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R03364
Street Address	418 HIGBY RD
City	MIDDLETOWN
State	CT
Zip	06457-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	55
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2000
Census Tract	541401

Owner

418 Higby Rd is owned and occupied by an individual who bought it in September 2022.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage JPMORGAN CHASE BANK N A
Sep 29, 2022	Warranty Deed, Transfer
Dec 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Dec 28, 2021 · Amount on File
Deed Book / Page	2056 / 729
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Recording Date	May 4, 2026
Property Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302
Document Number	002148-673
Book / Page	2148 / 673
Instrument Date	Apr 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302

Mortgage

Document Number	2148000673,
Date	May 4, 2026
Book Page	2148/673

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 29, 2022
Property Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302
Document Number	002056-729
Book / Page	2056 / 729
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 28, 2021
Property Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302
Document Number	002032-461
Book / Page	2032 / 461
Instrument Date	Dec 28, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HIGBY RD, MIDDLETOWN, CT 06457-7302

Mortgage

Document Number	0002032465
Date	Dec 28, 2021
Instrument	2032/465

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 418 Higby Rd was $10,096.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,096.00	$285,330 (-) Land $77,440 Building $207,890	$500,031 (+150.35%)
2025		$285,330 (-) Land $77,440 Building $207,890	$199,731 Land $54,208 Building $145,523
2024	$9,612.00 (+5.48%)	$285,330 (-) Land $77,440 Building $207,890
2023	$9,113.00 (+19.23%)	$285,330 (+40.06%) Land $77,440 Building $207,890
2022	$7,643.00	$203,720 Land $48,910 Building $154,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Higby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Higby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Higby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures