Middletown City property record for 412 Higby Rd, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,874 sqft · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $44,000 (Apr 1999) |
| Tax Bill | $12,683 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:08 L:0053 |
| Primary APN | MTWN M:08 L:0053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 5,805 sqft |
| 1st Floor Area | 1,606 sqft |
| Basement Area | 1,606 sqft |
| Unfinished Basement | 1,606 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | R05815 |
|---|---|
| Street Address | 412 HIGBY RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-7301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 53 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 541401 |
412 Higby Rd is owned and occupied by two individuals who bought it in April 1999.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 HIGBY RD, MIDDLETOWN, CT 06457-7301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 1999 · Amount on File |
| Deed Sale | Apr 12, 1999 · Amount on File |
| Deed Book / Page | 1196 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 412 HIGBY RD, MIDDLETOWN, CT 06457-7301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 002031-381 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 2031/381 |
| Instrument | 3667820010 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 412 Higby Rd was $12,683.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,683.00 | $358,450 (-) Land $71,300 Building $287,150 | $609,834 (+143.04%) |
| 2025 | $358,450 (-) Land $71,300 Building $287,150 | $250,915 Land $49,910 Building $201,005 | |
| 2024 | $12,075.00 (+5.47%) | $358,450 (-) Land $71,300 Building $287,150 | |
| 2023 | $11,449.00 (+14.74%) | $358,450 (+34.77%) Land $71,300 Building $287,150 | |
| 2022 | $9,978.00 | $265,970 Land $45,040 Building $220,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Higby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Higby Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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