418 Harbour Dr, Marathon, FL 33050 Property Records

Monroe County property record for 418 Harbour Dr, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,152 sqft · built 1974
Lot Size	0.519 acres (22,640 sqft)
Owner	Individual Name on Record
Last Sale	$1,599,000 (Nov 2020)
Tax Bill	$21,028 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00376951-000900`

Property Details

APN / Parcel Number

Primary APN	`00376951-000900`
Alternative APNs	`20653400376951000900` `1460109`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,640 sqft (0.519 acres)
Garage Area	216 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,006 sqft
Deck Area	1,164 sqft
Patio Area	2,556 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1460109
Old Parcel Number	20653400376951000900
Street Address	418 HARBOUR DR
City	MARATHON
State	FL
Zip	33050-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9 & 9A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR551-831 OR743-781 OR743-785 OR795-1080 OR878-807 OR956-822
Legal Range	34E
Legal Township	65S
Legal Section	20
Legal Subdivision	HARBOUR ISLAND AMD
Legal Lot Number	9A
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2032
Census Tract	971002

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8220 SW 2ND ST, MIAMI, FL 33144-2002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage RUDOLPH HOLDINGS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2291960
Deed Book / Page	3058 / 869
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 23, 2020
Property Address	418 HARBOUR DR, MARATHON, FL 33050-3802
Document Number	0030580869
Book / Page	3058 / 869
Map Reference	MB 6 PG 84
Instrument Date	Nov 9, 2020
Instrument	2291960
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 CONDUIT ST, 76, ANNAPOLIS, MD 21401-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 SW 2ND ST, MIAMI, FL 33144-2002

Mortgage

Document Number	0003058871
Date	Nov 23, 2020
Instrument	3058/871

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 6, 2017
Property Address	418 HARBOUR DR, MARATHON, FL 33050-3802
Document Number	0028732495
Book / Page	002873 / 002495
Instrument Date	Sep 28, 2017
Instrument	2139052
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	SUNBELT TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2035 CHESAPEAKE RD ANNAPOLIS MD 214095714, ANNAPOLIS, MD 21409-5714

Mortgage

Document Number	28732496
Date	Oct 6, 2017
Book Page	002873/002496
Instrument	2139053

Lender

Name	RUDOLPH HOLDINGS LTD
Address	8811 STATE HIGHWAY 180, GULF SHORES, AL 36542-8115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 5, 2020

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,680,047 (-9.87%) Land $2,107,966 Building $572,081	$2,680,047 (-9.87%) Land $2,107,966 Building $572,081
2024	$21,028.00 (+1.42%)
2023	$20,733.00 (+21.52%)	$2,973,392 (+45.65%) Land $2,412,138 Building $561,254	$2,973,392 (+45.65%) Land $2,412,138 Building $561,254
2022	$17,062.00	$2,041,524 Land $1,488,400 Building $553,124	$2,041,524 Land $1,488,400 Building $553,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 484 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	530 units insured incl. 46 condo units
Nearby Flood Claims	316 (1995–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 198 claims Hurricane Wilma, Oct 2005 · 51 claims Hurricane Georges, Sep 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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