415 Harbour Dr, Marathon, FL 33050 Property Records

Monroe County property record for 415 Harbour Dr, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,408 sqft · built 1992
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on Record
Tax Bill	$20,496 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00376951-003300`

Property Details

APN / Parcel Number

Primary APN	`00376951-003300`
Alternative APNs	`20653400376951003300` `1460346`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,408 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	2,856 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,250 sqft (0.258 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	544 sqft

Exterior Amenities

Pool Area	544 sqft
Porch	Slab
Porch Area	1,640 sqft
Patio Area	16 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1460346
Street Address	415 HARBOUR DR
City	MARATHON
State	FL
Zip	33050-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	LTS 31 & 31A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR859-2007 OR787-798/806 OR761-767/68 OR786-486/87 OR959-1109QC OR1118-1317 OR1162-1679 OR1444-333 OR1489-859 OR1689-418/19AFF OR1721-1672 OR3039-2045
Legal Range	34E
Legal Township	65S
Legal Section	20
Legal Subdivision	HARBOUR ISLAND AMD
Legal Lot Number	31
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2018
Census Tract	971002

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15947 HUMMINGBIRD LN, LOXAHATCHEE, FL 33470-7007
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020
Deed Sale	Aug 25, 2020
Prior Sale	Aug 30, 2001 · Amount on Record
Deed Document Number	20202278787
Deed Book / Page	3039 / 2045
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	0030392045
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Aug 25, 2020
Property Address	415 HARBOUR DR, DUCK KEY, FL 33050-3801
Document Number	0030392045
Book / Page	003039 / 002045
Instrument Date	Feb 19, 2020
Instrument	2278787
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13406 DOUBLETREE CIR WELLINGTON FL 334144011, WELLINGTON, FL 33414-4011

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,496.00 (+4.27%)	$2,717,482 (-7.83%) Land $2,133,341 Building $584,141	$2,717,482 (-7.83%) Land $2,133,341 Building $584,141
2024	$19,657.00 (+1.57%)
2023	$19,353.00 (+22.02%)	$2,948,444 (+45.39%) Land $2,412,116 Building $536,328	$2,948,444 (+45.39%) Land $2,412,116 Building $536,328
2022	$15,860.00	$2,027,997 Land $1,488,378 Building $539,619	$2,027,997 Land $1,488,378 Building $539,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 484 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	530 units insured incl. 46 condo units
Nearby Flood Claims	316 (1995–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 198 claims Hurricane Wilma, Oct 2005 · 51 claims Hurricane Georges, Sep 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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