418 Elm St, Mount Morris, MI 48458 Property Records

Genesee County property record for 418 Elm St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1952
Lot Size	0.336 acres (14,636 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Oct 2019)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-531-010`

Property Details

APN / Parcel Number

Primary APN	`57-12-531-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	266 ft deep x 55 ft wide
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 ELM ST
City	MOUNT MORRIS
State	MI
Zip	48458-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 10 MT MORRIS HOMESITES
Legal Subdivision	MT MORRIS HOMESITES
Legal Lot Number	10
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2024
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	418 ELM ST, MOUNT MORRIS, MI 48458-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	201966444
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0000025636
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 17, 2019
Property Address	418 ELM ST, MOUNT MORRIS, MI 48458-1914
Document Number	201910170066444
Map Reference	LB 23 PG 40
Instrument Date	Sep 30, 2019
Instrument	201910170066444
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 ELM ST, 418, MOUNT MORRIS, MI 48458-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ELM ST, MOUNT MORRIS, MI 48458-1914

Mortgage

Document Number	201910170066445
Date	Oct 17, 2019
Instrument	201910170066445

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,800 (+14.58%) Land $3,800 Building $63,000	$133,600 (+14.58%) Land $7,600 Building $126,000
2025	$1,971.00 (+2.02%) Homeowner's exemption	$58,300 (+16.14%)	$116,600 (+16.14%)
2024	$1,932.00 (+10.4%)
2023		$50,200	$100,400
2021	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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