411 Elm St, Mount Morris, MI 48458 Property Records

Genesee County property record for 411 Elm St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1951
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2023)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-222`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-222`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Foundation Type	Raised
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	105 ft deep x 110 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 ELM ST
City	MOUNT MORRIS
State	MI
Zip	48458-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 270 & 271 PLAT OF BUENA VISTA (90) FR 5700010241
Legal Subdivision	PLAT
Legal Lot Number	270-271
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2024
Census Tract	12310

Owner

411 Elm St is owned and occupied by an individual who bought it in June 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	411 ELM ST, MOUNT MORRIS, MI 48458-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Nov 8, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 22, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	202335327
Prior Transfer Date	Feb 14, 2018
Prior Transfer Doc	0000009295
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 6, 2023
Property Address	411 ELM ST, MOUNT MORRIS, MI 48458-1913
Document Number	0000035327
Map Reference	LB 5 PG 32
Instrument Date	May 26, 2023
Instrument	202306060035327
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13074 N BRAY RD, CLIO, MI 48420-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11493 N BELSAY RD, CLIO, MI 48420-9756

Mortgage

Document Number	0000035328
Date	Jun 6, 2023
Instrument	202306060035328

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 8, 2018
Property Address	411 ELM ST, MOUNT MORRIS, MI 48458-1913
Document Number	0000097004
Instrument Date	Nov 2, 2018
Instrument	97004
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$253.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13074 N BRAY RD CLIO MI 484209111, CLIO, MI 48420-9111

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 22, 2018
Property Address	411 ELM ST, MOUNT MORRIS, MI 48458-1913
Document Number	0000009295
Instrument Date	Feb 14, 2018
Instrument	9295
Transaction Type	Foreclosure
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$230.48
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 S WACKER DR #1300 CHICAGO IL 606064616, 1300, CHICAGO, IL 60606-4616
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 411 Elm St was $1,995 with a homeowner's exemption, up 2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,500 (+14.18%) Land $3,900 Building $43,600	$95,000 (+14.18%) Land $7,800 Building $87,200
2025	$1,995.00 (+2.05%) Homeowner's exemption	$41,600	$83,200
2024	$1,955.00
2023		$36,900	$73,800
2021	$1,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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