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407 Elm St, Baxter, TN 38544 Property Records

Putnam County property record for 407 Elm St, Baxter, TN 38544

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,036 sqft · built 1940
Lot Size0.373 acres (16,250 sqft)
OwnerIndividual Name on Record
Last Sale$135,500 (Jun 2021)
Tax Bill$702 (2022)
Deeds & MortgagesJun 2021 Sale & Mortgage
May 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN071056K D 00900

Property Details

APN / Parcel Number

Primary APN071056K D 00900
Alternative APN
  • 056K D 00900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area784 sqft
Upper Floors Area252 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,250 sqft (0.373 acres)
Lot Dimensions125 ft deep x 130 ft wide
TerrainRolling
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 ELM ST
CityBAXTER
StateTN
Zip38544-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 20, COUNTY AREA: K01
Legal SubdivisionBLOOMINGTON SPGS
JurisdictionPUTNAM TN
Township / Civil Division8
Census Block Group1
Census Block1016
Census Tract1100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 ELM ST, BAXTER, TN 38544-5230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC
May 3, 2019Warranty Deed, Transfer
RURAL HSNG SVC OR SUCCESSOR AG
Jul 16, 2018Warranty Deed, Transfer
INTEGRITY TITLE AND ESCROW
Oct 2, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 2, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleMay 3, 2019 · Amount on Record
Deed Document Number0RB1316104
Deed Book / PageRB1316 / 104
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateJun 25, 2021
Property Address407 ELM ST, BAXTER, TN 38544-5230
Document Number0001316104
Book / Page1316 / 104
Instrument DateJun 25, 2021
Instrument259051
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$501.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 ELM ST, BAXTER, TN 38544-5230

Mortgage

Document Number0000259052
DateJun 25, 2021
Instrument259052
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateMay 3, 2019
Property Address407 ELM ST, BAXTER, TN 38544-5230
Document NumberRB1118361
Book / Page001118 / 000361
Instrument DateMay 3, 2019
Instrument225746
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$314.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 ELM ST BAXTER TN 385445230, BAXTER, TN 38544-5230

Mortgage

Document NumberRB1118363
DateMay 3, 2019
Book Page001118/000363
Instrument225747
Lender
NameRURAL HSNG SVC OR SUCCESSOR AG
AddressST LOUIS, MO 63166
Agreement
AmountAmount Recorded
Term396 Months
DueMay 2, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateJul 16, 2018
Property Address407 ELM ST, BAXTER, TN 38544-5230
Document NumberRB106991
Book / Page001069 / 000091
Instrument DateJul 13, 2018
Instrument215902
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyINTEGRITY TITLE AND ESCROW

Transaction

AmountAmount Recorded
Tax$118.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 EIM ST BAXTER TN 38544, BAXTER, TN 38544

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM TN
Recording DateOct 2, 2017
Property Address407 ELM ST, BAXTER, TN 38544-5230
Document NumberRB1019328
Book / Page001019 / 000328
Instrument DateSep 6, 2017
Instrument206130
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 PEA RIDGE RD ELMWOOD TN 385604208, ELMWOOD, TN 38560-4208

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM TN
Recording DateOct 2, 2017
Property Address407 ELM ST, BAXTER, TN 38544-5230
Document NumberRB1019326
Book / Page001019 / 000326
Instrument DateSep 6, 2017
Instrument206129
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 PEA RIDGE RD ELMWOOD TN 385604208, ELMWOOD, TN 38560-4208

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBaxter Town
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,750 (-) Land $3,650 Building $16,100
2023$19,750 Land $3,650 Building $16,100
2022$702.00
2021$79,000 Land $14,600 Building $64,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAXTER WATER DEPARTMENT
serves 7,781 people · EPA ID TN0000040
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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