418 E 8th St, Lamoni, IA 50140 Property Records

Decatur County property record for 418 E 8th St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,334 sqft · built 1980
Lot Size	0.288 acres (12,576 sqft)
Owner	Individual Name on File
Last Sale	$74,000 (Aug 2021)
Tax Bill	$1,778 (2024)
Deeds & Mortgages	Aug 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1302452006`

Property Details

APN / Parcel Number

Primary APN	`1302452006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,334 sqft Living Area
Basement Area	884 sqft
Finished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	12,576 sqft (0.288 acres)
Garage Type	Attached
Garage Area	338 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	418 E 8TH ST
City	LAMONI
State	IA
Zip	50140-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERGUSONS 2ND ADDN E 1/2 LOT 6 BLK 3
Legal Subdivision	FERGUSONS 2ND ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Decatur County records · APN 1302452006

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	418 E 8TH ST, LAMONI, IA 50140-1041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Prior Sale	May 20, 2011 · Amount on Record
Deed Document Number	20211227
Record Updated	Jun 08, 2026

August 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	DECATUR IA
Recording Date	Aug 05, 2021
Property Address	418 E 8TH ST, LAMONI, IA 50140-1041
Document Number	0020211227
Instrument Date	Aug 03, 2021
Instrument	2021-1227
Transaction Type	Foreclosure
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E 8TH ST, LAMONI, IA 50140-1041

Mortgage

Document Number	0020211228
Date	Aug 05, 2021
Instrument	2021-1228

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 02, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Decatur County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,170 (+32.53%) Land $17,980 Building $95,190	$113,170 (+32.53%) Land $17,980 Building $95,190
2024	$1,778.00
2023		$85,390 Land $11,240 Building $74,150	$85,390 Land $11,240 Building $74,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Decatur County (19053C), as of February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 156 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA2740050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAMONI MUNICIPAL UTILITIES serves 2,029 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.