Decatur County property record for 405 E 8th St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,220 sqft · built 1920 |
| Lot Size | 0.418 acres (18,249 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,450 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1302453001 |
| Primary APN | 1302453001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,220 sqft Living Area |
| Basement Area | 1,504 sqft |
| Unfinished Basement | 1,504 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 18,249 sqft (0.418 acres) |
| Heating System | Gas |
|---|
| Street Address | 405 E 8TH ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERGUSONS 2ND ADDN. NW COR LOT 2 BLK 5 |
| Legal Subdivision | FERGUSONS 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960200 |
Source: Decatur County assessment roll, APN 1302453001, as of March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E 8TH ST, LAMONI, IA 50140-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 405 E 8TH ST, LAMONI, IA 50140-1040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020201094 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020-1094 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 01, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Decatur County assessment roll as of March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,230 (+32.91%) Land $22,850 Building $128,380 | $151,230 (+32.91%) Land $22,850 Building $128,380 | |
| 2024 | $2,450.00 (+50.49%) | ||
| 2023 | $113,780 Land $14,280 Building $99,500 | $113,780 Land $14,280 Building $99,500 | |
| 2021 | $1,628.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (19053C), as of February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 156 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IA2740050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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