415 Cypress View Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 415 Cypress View Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,461 sqft · built 2000
Lot Size	0.145 acres (6,321 sqft)
Owner	Individual Name on File
Last Sale	$347,500 (Jul 2019)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-4240-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4240-9`
Alternative APNs	`14-28-16-73082-000-1090` `281614730820001090` `R149661`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,461 sqft Living Area
Gross Area	3,019 sqft
1st Floor Area	1,254 sqft
Upper Floors Area	1,207 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,321 sqft (0.145 acres)
Lot Dimensions	116 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R149661
Street Address	415 CYPRESS VIEW DR
City	OLDSMAR
State	FL
Zip	34677-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CYPRESS LAKES PHASE I, THE LOT 109
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	PRESERVE AT CYPRESS LAKES
Legal Phase	1
Legal Tract	73082
Legal Lot Number	109
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27327

Owner

415 Cypress View Dr is owned and occupied by an individual who acquired it in May 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	415 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Apr 26, 2000 · Amount on File
Deed Document Number	2019231266
Deed Book / Page	20623 / 1891
Last Transfer Date	May 26, 2021
Transfer Doc	0215761165
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	415 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654

Mortgage

Document Number	0216462336
Date	Jul 28, 2021
Book Page	21646/2336
Instrument	2021247325

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 10, 2021
Property Address	415 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654
Document Number	0215761165
Book / Page	21576 / 1165
Map Reference	MB 116 PG 97-102
Instrument Date	May 26, 2021
Instrument	2021193009
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14330 58TH ST N # N1126, 14330, CLEARWATER, FL 33760-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CYPRESS VIEW DRIVE, SPANISH FORT, AL 36577

Mortgage

Document Number	215761167
Date	Jun 10, 2021
Instrument	21576/1167

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 23, 2019
Property Address	415 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654
Document Number	0206231891
Book / Page	20623 / 1891
Map Reference	MB 116 PG 97-102
Instrument Date	Jul 17, 2019
Instrument	2019231266
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,432.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7050 SUNSET DR S # S804, 7050, SOUTH PASADENA, FL 33707-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654

Mortgage

Document Number	0206231897
Date	Jul 23, 2019
Instrument	20623/1897

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 415 Cypress View Dr was $5,333 with a homeowner's exemption, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00 (+5.75%) Homeowner's exemption	$345,966	$500,115 Land $102,588 Building $397,527
2024	$5,043.00 (+1.49%)
2023	$4,969.00 (+2.77%) Homeowner's exemption	$326,423 (+3%)	$476,484 (+13.2%) Land $178,895 Building $297,589
2022	$4,835.00 Homeowner's exemption	$316,916	$420,917 Land $178,737 Building $242,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Cypress View Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Cypress View Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: WOW Internet, Cable & Phone.

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