418 Circle R Dr, Benton, TN 37307 Property Records

Polk County property record for 418 Circle R Dr, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,195 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$441,000 (Apr 2022)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`035B-A-001.00`

Property Details

APN / Parcel Number

Primary APN	`035B-A-001.00`
Alternative APNs	`01035BA035B00100` `070035B A 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,195 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	323 ft deep x 180 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	418 CIRCLE R DR
City	BENTON
State	TN
Zip	37307-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIRCLE R ESTATES PB: 4 PG: 13 LOT: 30 180X323.1
Legal Subdivision	CIRCLE R ESTATES
Legal Lot Number	30
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950203

Owner

Source: Polk County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	418 CIRCLE R DR, BENTON, TN 37307-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit SMARTBANK
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK
Apr 14, 2022	Warranty Deed, Transfer REALTY TITLE SERVICES/NE, REALTY T&E SVCS INC
Jul 3, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20221201
Deed Book / Page	339 / 168
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Recording Date	May 12, 2026
Property Address	418 CIRCLE R DR, BENTON, TN 37307-5004
Document Number	0000001419
Book / Page	6 / 871
Instrument Date	May 5, 2026
Instrument	20261419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITITLE, EQUI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CIRCLE R DR, BENTON, TN 37307-5004

Mortgage

Document Number	0000001419,
Date	May 12, 2026
Book Page	6/871
Instrument	20261419

Lender

Name	SMARTBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2046

Interest

Rate	6.37%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	418 CIRCLE R DR, BENTON, TN 37307-5004
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD535/132
Date	Dec 22, 2020
Book Page	TD535/132
Instrument	20003134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	418 CIRCLE R DR, BENTON, TN 37307-5004
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD561/185
Date	May 9, 2022
Book Page	TD561/185
Instrument	22001493

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 14, 2022
Property Address	418 CIRCLE R DR, BENTON, TN 37307-5004
Document Number	0WD339/168
Book / Page	WD339 / 168
Map Reference	MB 4 PG 13
Instrument Date	Apr 7, 2022
Instrument	22001201
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY TITLE SERVICES/NE, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,631.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CIRCLE R DR, BENTON, TN 37307-5004

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jul 3, 2018
Property Address	418 CIRCLE R DR, BENTON, TN 37307-5004
Document Number	0WD310/238
Book / Page	WD310 / 238
Map Reference	MB4 PG13
Instrument Date	Jun 29, 2018
Instrument	18001396
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CIRCLE R DR, BENTON, TN 37307-5004

Mortgage

Document Number	0018001397
Date	Jul 3, 2018
Instrument	18001397

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00	$81,325 (-) Land $15,000 Building $66,325	$325,300 (-) Land $60,000 Building $265,300
2024	$1,374.00	$81,325 (-) Land $15,000 Building $66,325
2023	$1,374.00 (+18.04%)	$81,325 (+75.46%) Land $15,000 Building $66,325	$325,300 (+75.46%) Land $60,000 Building $265,300
2022	$1,164.00	$46,350 Land $11,250 Building $35,100	$185,400 Land $45,000 Building $140,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle R Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures