385 Circle R Dr, Benton, TN 37307 Property Records

Polk County property record for 385 Circle R Dr, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1998
Lot Size	1.14 acres (50,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (May 2017)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070035B A 03900`

Property Details

APN / Parcel Number

Primary APN	`070035B A 03900`
Alternative APN	`035B A 03900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	50,000 sqft
Lot Dimensions	200 ft deep x 250 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Deck Area	304 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	385 CIRCLE R DR
City	BENTON
State	TN
Zip	37307-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	CIRCLE R ESTATES
Legal Lot Number	63 250
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	385 CIRCLE R DR, BENTON, TN 37307-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	17001079
Deed Book / Page	WD303 / 76
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	385 CIRCLE R DR, BENTON, TN 37307-5005
Document Number	0000002681
Book / Page	000495 / 000010
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 CIRCLE R DR BENTON TN 373075005, BENTON, TN 37307-5005

Mortgage

Document Number	0000002681
Date	Dec 21, 2017
Book Page	000495/000010
Instrument	2681

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2042

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 31, 2017
Property Address	385 CIRCLE R DR, BENTON, TN 37307-5005
Document Number	0000000211
Book / Page	000301 / 000063
Instrument Date	Jan 27, 2017
Instrument	211
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$701.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 CIRCLE R DR BENTON TN 373075005, BENTON, TN 37307-5005

Mortgage

Document Number	212
Date	Jan 31, 2017
Book Page	000485/000037
Instrument	212

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00	$59,925 (-) Land $7,500 Building $52,425
2024	$1,012.00	$59,925 (-) Land $7,500 Building $52,425
2023	$1,012.00 (-11.15%)	$59,925 (+32.21%) Land $7,500 Building $52,425	$239,700 (+32.21%) Land $30,000 Building $209,700
2022	$1,139.00	$45,325 Land $7,200 Building $38,125	$181,300 Land $28,800 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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