418 Century Dr, Cameron, NC 28326 Property Records

Harnett County property record for 418 Century Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,483 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2023)
Tax Bill	$2,606 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500057358`

Property Details

APN / Parcel Number

Primary APN	`1500057358`
Alternative APNs	`09956512 0282 08` `1500044728`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,483 sqft Heated Area
1st Floor Area	781 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500057358
Street Address	418 CENTURY DR
City	CAMERON
State	NC
Zip	28326-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#256 THE COLONY PH B PT 2-2A 0.2204AC
Legal Subdivision	LEXINGTON PLANTATION
Legal Phase	B
Legal Lot Number	256
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

418 Century Dr is owned by an individual who bought it in June 2023.

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	506 DOGWOOD RD, HOLLY SPRINGS, NC 27540-7867
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC
Jun 27, 2023	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	202310382
Deed Book / Page	4197 / 2757
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	418 CENTURY DR, CAMERON, NC 28326-4024
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 DOGWOOD RD, HOLLY SPRINGS, NC 27540-7867

Mortgage

Document Number	0000020138
Date	Oct 23, 2025
Book Page	4309/2176
Instrument	2025020138

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	308 MARKET ST SE, ROANOKE, VA 24011

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 27, 2023
Property Address	418 CENTURY DR, CAMERON, NC 28326-4024
Document Number	0000010382
Book / Page	4197 / 2757
Map Reference	MB 2011 PG 645-647
Instrument Date	Jun 26, 2023
Instrument	2023010382
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1284 OLD STAGE RD, FAIRMONT, NC 28340-5492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CENTURY DR, CAMERON, NC 28326-4024

Mortgage

Document Number	0000010383
Date	Jun 27, 2023
Instrument	2023010383

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 24, 2021
Property Address	418 CENTURY DR, CAMERON, NC 28326-4024
Document Number	0000022404
Book / Page	4049 / 483
Map Reference	MB 2011 PG 645-647
Instrument Date	Sep 13, 2021
Instrument	2021022404
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 LETTERFEARN DR, 416, FAYETTEVILLE, NC 28311-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CENTURY DR, CAMERON, NC 28326-4024

Mortgage

Document Number	0000022405
Date	Sep 24, 2021
Instrument	2021022405

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 418 Century Dr was $2,606, up 35.9% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,606.00 (+35.94%)	$336,192 (+30.41%)	$336,192 (+30.41%) Land $62,790 Building $273,402
2025	$1,917.00	$257,796	$257,796 Land $36,550 Building $221,246
2023	$1,917.00	$257,796 (-)	$257,796 (-) Land $36,550 Building $221,246
2022	$1,917.00	$257,796	$257,796 Land $36,550 Building $221,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Century Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Century Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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