388 Century Dr, Cameron, NC 28326 Property Records

Harnett County property record for 388 Century Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,397 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Aug 2023)
Tax Bill	$2,267 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500058280`

Property Details

APN / Parcel Number

Primary APN	`1500058280`
Alternative APNs	`09956512 0282 06` `1500037240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,397 sqft Heated Area
1st Floor Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500058280
Street Address	388 CENTURY DR
City	CAMERON
State	NC
Zip	28326-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#254 THE COLONY PH B PT 2-2A 0.2775AC
Legal Subdivision	LEXINGTON PLANTATION
Legal Phase	B
Legal Lot Number	254
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

388 Century Dr is owned and occupied by an individual who bought it in August 2023.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	388 CENTURY DR, CAMERON, NC 28326-4020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	202313965
Deed Book / Page	4204 / 1781
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 21, 2023
Property Address	388 CENTURY DR, CAMERON, NC 28326-4020
Document Number	0000013965
Book / Page	4204 / 1781
Map Reference	MB 2011 PG 654-647
Instrument Date	Jun 8, 2023
Instrument	2023013965
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 N MAIN ST, SALISBURY, NC 28144-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CENTURY DR, CAMERON, NC 28326-4020

Mortgage

Document Number	0000013966
Date	Aug 21, 2023
Book Page	4204/1783
Instrument	2023013966

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 15, 2020
Property Address	388 CENTURY DR, CAMERON, NC 28326-4020
Document Number	0000011753
Book / Page	3839 / 835
Map Reference	MB 2011 PG 645-647
Instrument Date	Jul 1, 2020
Instrument	2020011753
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE INS CO DFW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5822 ELROD DR, 5822, MILLINGTON, TN 38053-7251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CENTURY DR, CAMERON, NC 28326-4020

Mortgage

Document Number	0000011754
Date	Jul 15, 2020
Instrument	2020011754

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 388 Century Dr was $2,267, up 41.7% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,267.00 (+41.69%)	$336,030 (+30.19%)	$336,030 (+30.19%) Land $70,550 Building $265,480
2025	$1,600.00	$258,117	$258,117 Land $41,070 Building $217,047
2023	$1,920.00	$258,117	$258,117 Land $41,070 Building $217,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 388 Century Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Century Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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