Middlesex County and Acton Town property record for 418 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1950 |
| Lot Size | 0.903 acres (39,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,000 (Apr 2015) |
| Tax Bill | $9,213 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00D2 B:0098 L:0000 |
| Primary APN | ACTO M:00D2 B:0098 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,916 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,344 sqft (0.903 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 418 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 98 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0098 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 CENTRAL ST, ACTON, MA 01720-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Nov 02, 2022 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Oct 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2015 · Amount on Record |
| Deed Sale | Apr 15, 2015 · Amount on Record |
| Deed Document Number | 201553553 |
| Deed Book / Page | 65222 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 418 CENTRAL ST, ACTON, MA 01720-2300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078867-534 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 78867/534 |
| Instrument | 221558 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 418 CENTRAL ST, ACTON, MA 01720-2300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080904-114 |
|---|---|
| Date | Nov 02, 2022 |
| Book Page | 80904/114 |
| Instrument | 163218 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 418 CENTRAL ST, ACTON, MA 01720-2300 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78867-534 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 78867/534 |
| Instrument | 221558 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2050 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,213.00 (+7.84%) | $537,200 (+4.82%) Land $285,600 Building $251,600 | $518,795 (-4.36%) |
| 2024 | $8,543.00 (-0.02%) | $512,500 (+5.32%) Land $285,600 Building $226,900 | $542,450 |
| 2023 | $8,545.00 | $486,600 Land $259,700 Building $226,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures