418 3rd St, Niagara Falls, NY 14301 Property Records

Niagara County and Niagara Falls City property record for 418 3rd St, Niagara Falls, NY 14301

Property Summary

Property TypeBank, Financial Building
Details15,159 sqft · built 1960
Lot Size1.4 acres (60,984 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Feb 2009)
Tax Bill$18,202 (2026)
Flood ZoneZone X (minimal risk)
APN291100 159.37-1-1

Property Details

APN / Parcel Number

Primary APN291100 159.37-1-1
Alternative APNs
  • 11001590370001001000
  • 07/0237

Interior

Stories2 Stories
Building Area15,159 sqft Gross Area
Basement Area10,232 sqft
Finished Basement10,232 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Lot Area60,984 sqft (1.4 acres)
Canopy913 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07/0237.
Street Address418 3RD ST
CityNIAGARA FALLS
StateNY
Zip14301-1506
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeC2-A
Legal DescriptionTM 15 BL F VARIOUS LOTS & ABAND ALLEY
Legal Block1
Legal Lot Number1.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group1
Census Block1025
Census Tract21100

Owner

418 3rd St, a commercial property, is owned by a company that bought it in February 2009.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address5554 MAIN ST, WILLIAMSVILLE, NY 14221-5406
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2009 · Amount on File
Deed SaleFeb 12, 2009 · Amount on File
Prior SaleOct 20, 2004 · Amount on File
Deed Book / Page2009 / 2280
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 418 3rd St was $18,202, up 19.3% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,202.00 (+19.33%)
2025$15,253.00$262,000 Land $76,200 Building $185,800$582,200 Land $169,327 Building $412,873
2023$262,000 Land $76,200 Building $185,800$485,200 Land $141,115 Building $344,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 3rd St

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