4178 Carter Ct, Denison, TX 75020 Property Records

Grayson County property record for 4178 Carter Ct, Denison, TX 75020

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Tax Bill	$725 (2024)
Deeds & Mortgages	Apr 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`102 8354023`

Property Details

APN / Parcel Number

Primary APN	`102 8354023`
Alternative APN	`446602`

Exterior

Lot Area	5,489 sqft (0.126 acres)

Location & Zoning

Account Number	446602
Street Address	4178 CARTER CT
City	DENISON
State	TX
Zip	75020-0102
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	THE RESERVE PHASE 5, LOT 23, ACRES 0.126
Legal Subdivision	THE RESERVE PHASE 5
Legal Phase	5
Legal Lot Number	23
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1065
Census Tract	901

Owner

Source: Grayson County records · APN 102 8354023

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4178 CARTER CT, DENISON, TX 75020-0102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2025
Deed Sale	Apr 28, 2025
Deed Document Number	2025-10494
Record Updated	Jun 08, 2026

April 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 28, 2025
Property Address	4178 CARTER CT, DENISON, TX 75020-0102
Document Number	0000010494
Map Reference	DOC NO 2023-10
Instrument Date	Apr 21, 2025
Instrument	2025-10494
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 CARTER CT, DENISON, TX 75020-0102

Mortgage

Document Number	0000010495
Date	Apr 28, 2025
Instrument	2025-10495

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 25, 2025

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,984 Land $31,237 Building $231,747	$262,984 Land $31,237 Building $231,747
2024	$725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000

May also be available: Texoma Communications, Verizon.

Based on FCC filings for 40 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DENISON serves 27,500 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.