4174 Carter Ct, Denison, TX 75020 Property Records

Grayson County property record for 4174 Carter Ct, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,926 sqft · built 2023
Lot Size	0.123 acres (5,401 sqft)
Owner	Company Name on File
Tax Bill	$8,499 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102 8354022`

Property Details

APN / Parcel Number

Primary APN	`102 8354022`
Alternative APN	`446601`

Interior

Building Area	2,926 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	5,401 sqft (0.123 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft

Location & Zoning

Account Number	446601
Street Address	4174 CARTER CT
City	DENISON
State	TX
Zip	75020-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE PHASE 5, LOT 22, ACRES .124
Legal Subdivision	THE RESERVE PHASE 5
Legal Phase	5
Legal Lot Number	22
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1065
Census Tract	901

Owner

4174 Carter Ct is owned by a company that acquired it in January 2026 and is owner-occupied.

Source: Grayson County records, as of March 19, 2026

Owner of Record	Company Name on File
Mailing Address	112 N TRAVIS ST # 202, 202, SHERMAN, TX 75090-5921
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Jan 5, 2026	Warranty Deed, Transfer
Apr 24, 2024	Deed of Trust, Mortgage · VA Mortgage FIRST BANK
Apr 24, 2024	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026
Deed Sale	Jan 5, 2026
Prior Sale	Apr 24, 2024
Deed Document Number	2026-225
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4174 CARTER CT, DENISON, TX 75020-0102
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 CARTER CT, DENISON, TX 75020-0102

Mortgage

Document Number	0000033670
Date	Dec 30, 2025
Instrument	2025-33670

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 5, 2026
Property Address	4174 CARTER CT, DENISON, TX 75020-0102
Document Number	0000000225
Map Reference	DOC 2023-10
Instrument Date	Dec 22, 2025
Instrument	2026-225
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N TRAVIS ST # 202, 202, SHERMAN, TX 75090-5921
Investor	Possibly a Property Investor

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4174 CARTER CT, DENISON, TX 75020-0102
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5603 DRYSTONE LN, KILLEEN, TX 76542-5314

Mortgage

Document Number	0000000006
Date	Apr 24, 2024
Instrument	10936

Lender

Name	FIRST BANK
Type	Bank
Address	2801 MIDWESTERN PKWY STE 200, WICHITA FALLS, TX 76308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 24, 2024
Property Address	4174 CARTER CT, DENISON, TX 75020-0102
Document Number	0000010935
Map Reference	DOC NO 2023-1
Instrument Date	Apr 23, 2024
Instrument	2024-10935
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 CARTER CT, DENISON, TX 75020-0102

Mortgage

Document Number	0000000006
Date	Apr 24, 2024
Instrument	10936

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,426 Land $44,670 Building $412,096	$456,766 Land $44,670 Building $412,096
2024	$8,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4174 Carter Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4174 Carter Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: TekWav, Verizon.

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