Lake County property record for 4177 Oak Ln, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,250 sqft · built 1951 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,200 (Mar 2026) |
| Tax Bill | $557 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0478-0063 |
| Primary APN | 001-01-39-0478-0063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 3,375 sqft |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 1,125 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 173 ft deep x 86 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 314 sqft |
| Deck Area | Deck Area |
| Patio Area | 729 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4177 OAK LN |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEVELAND HEIGHTS ALL LOT 47 |
| Legal Subdivision | CLEVELAND HEIGHTS |
| Legal Lot Number | 47 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 41302 |
4177 Oak Ln is owned and occupied by an individual who bought it in March 2026.
Source: Lake County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4177 OAK LN, GARY, IN 46408-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS |
| Sep 15, 2025 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Prior Sale | Sep 15, 2025 · Amount on File |
| Deed Document Number | 2026511696 |
| Prior Transfer Date | Sep 1, 2006 |
| Prior Transfer Doc | 0000092224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 25, 2026 |
| Property Address | 4177 OAK LN, GARY, IN 46408-2449 |
| Document Number | 0000011696 |
| Map Reference | MB 28 PG 78 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026-511696 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4177 OAK LN, GARY, IN 46408-2449 |
| Document Number | 0000011697 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-511697 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 15, 2025 |
| Property Address | 4177 OAK LN, GARY, IN 46408-2449 |
| Document Number | 0000035209 |
| Map Reference | MB 28 PG 78 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-535209 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 DALLAS ST, GARY, IN 46406-1334 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035210 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-535210 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 23, 2023 |
| Property Address | 4177 OAK LN, GARY, IN 46408-2449 |
| Document Number | 0000027409 |
| Map Reference | MB 20 PG 39 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023-527409 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4177 OAK LN, GARY, IN 46408-2449 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,500 (+8%) Land $22,200 Building $103,300 | $125,500 (+8%) Land $22,200 Building $103,300 | |
| 2024 | $557.00 | $116,200 (+3.94%) Land $22,800 Building $93,400 | $116,200 (+3.94%) Land $22,800 Building $93,400 |
| 2023 | $111,800 (+8.33%) Land $22,800 Building $89,000 | $111,800 (+8.33%) Land $22,800 Building $89,000 | |
| 2022 | $402.00 (-73.66%) Homeowner's exemption | $103,200 Land $22,800 Building $80,400 | $103,200 Land $22,800 Building $80,400 |
| 2021 | $1,526.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4177 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4177 Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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