Lake County property record for 4172 Oak Ln, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,378 sqft · built 1953 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,216 (May 2025) |
| Tax Bill | $1,353 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0478-0009 |
| Primary APN | 001-01-39-0478-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| Gross Area | 3,931 sqft |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Family Room | Family Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,202 sqft (0.349 acres) |
| Lot Dimensions | 169 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4172 OAK LN |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEVELAND HEIGHTS LOT 9 |
| Legal Subdivision | CLEVELAND HEIGHTS |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 41302 |
4172 Oak Ln is owned and occupied by an individual who bought it in May 2025.
Source: Lake County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 13, 2025 | Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Feb 27, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Prior Sale | Feb 27, 2018 · Amount on File |
| Deed Document Number | 2025516738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030231 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-530231 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 13, 2025 |
| Property Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Document Number | 0000016738 |
| Map Reference | MB 28 PG 78 |
| Instrument Date | May 9, 2025 |
| Instrument | 2025-516738 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Document Number | 0000016739 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 2025-516739 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000059629 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020 059629 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | 46810 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 7, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 27, 2018 |
| Property Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Document Number | 0000012688 |
| Map Reference | MB28 PG78 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2018 012688 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | INDIANA TITLE NETWORK CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4172 OAK LN, GARY, IN 46408-2450 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012689 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018 012689 |
| Name | FIRST CENTENNIAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,100 (+22.25%) Land $22,700 Building $139,400 | $162,100 (+22.25%) Land $22,700 Building $139,400 | |
| 2024 | $1,353.00 | $132,600 (+4.49%) Land $23,900 Building $108,700 | $132,600 (+4.49%) Land $23,900 Building $108,700 |
| 2023 | $126,900 (+9.97%) Land $23,900 Building $103,000 | $126,900 (+9.97%) Land $23,900 Building $103,000 | |
| 2022 | $1,154.00 Homeowner's exemption | $115,400 Land $23,800 Building $91,600 | $115,400 Land $23,800 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4172 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4172 Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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