4176 NE 151st Pl, Cambridge, IA 50046 Property Records

Polk County property record for 4176 NE 151st Pl, Cambridge, IA 50046

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,716 sqft · built 2004
Lot Size	1.42 acres (61,879 sqft)
Owner	2 Individual Names on File
Last Sale	$49,500 (Apr 2004)
Tax Bill	$7,076 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8123-09-300-047`

Property Details

APN / Parcel Number

Primary APN	`8123-09-300-047`
Alternative APN	`210/00587-008-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	61,879 sqft (1.42 acres)
Garage Type	Mixed
Garage Area	1,926 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	821 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	4176 NE 151ST PL
City	CAMBRIDGE
State	IA
Zip	50046-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL B BK 15704 PG 17 COM NW COR LOT 9 THN E 157.09F TO POB THN E 191.08F SLY & SWLY ALNG CRV 379.8F SWLY, WLY & NWLY ALNG
Legal Subdivision	MEADOW RIDGE INC
Legal Lot Number	8,9 9
Jurisdiction	POLK IA
Township / Civil Division	ELKHART
Census Block Group	2
Census Block	2028
Census Tract	10101

Owner

4176 NE 151st Pl is owned and occupied by two individuals who bought it in April 2004.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4176 NE 151ST PL, CAMBRIDGE, IA 50046-1095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2004 · Amount on File
Deed Sale	Apr 30, 2004 · Amount on File
Deed Document Number	2004-00122388
Deed Book / Page	10510 / 0320
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4176 NE 151ST PL, CAMBRIDGE, IA 50046-1095
Document Number	0000034149
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151ST PL CAMBRIDGE IA 50046, CAMBRIDGE, IA 50046

Mortgage

Document Number	0000034149
Date	Sep 24, 2020
Book Page	018085/000930
Instrument	34149

Lender

Name	LUANA SVGS BK
Type	Federal Savings Bank
Address	LUANA, IA 52156

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	North Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,300 Land $102,300 Building $388,000	$490,300 Land $102,300 Building $388,000
2024	$7,076.00
2023	Homeowner's exemption	$451,400 Land $92,900 Building $358,500	$451,400 Land $92,900 Building $358,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4176 NE 151st Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4176 NE 151st Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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